Sharpe ratio
0.09Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+2.73%1Y Absolute Return
-0.18%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HSBC Medium to Long Duration Fund - Direct GrowthFund 5Y annualised return | ₹8,31,018 | ₹7,32,612 | ₹98,406 | +5.25% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.8 yrs
Fund information
Scheme code120059
ISININF336L01DE2
BenchmarkNIFTY Medium to Long Duration Debt Index A-III
CategoryDebt Scheme - Medium to Long Duration Fund
Expense ratio0.69%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
41st / 101 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +8.58% | — | — |
| 3M | -2.57% | — | — |
| 6M | +5.35% | — | — |
| 1Y | +2.73% | — | +1.72% |
| 3Y | +6.44% | — | +4.29% |
| 5Y | +5.25% | — | +4.03% |
| 10Y | +5.79% | — | — |
| Since Launch | +6.66% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.13Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
2.28%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.75How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.20%
Cash2.80%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 19 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 14.29% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 12.39% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 7.66% |
| NATIONAL HIGHWAYS AUTHORITY OF INDIA SERIES IV 8.37 BD 21JN29 FVRS10LAC | Industrials | Debenture | 7.59% |
| STATE DEVELOPMENT LOAN 37348 MH 08AP39 7.91 FV RS 100 | Unspecified | State Development Loan | 6.4% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 6.23% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC | Financial | Bonds | 6.22% |
| POWER FINANCE CORPORATION LIMITED SR 247A 7.44 BD 15JN30 FVRS1LAC | Financial | Bonds | 5.24% |
| STATE DEVELOPMENT LOAN 36181 TN 02JL35 6.80 FV RS 100 | Unspecified | State Development Loan | 5.05% |
| STATE DEVELOPMENT LOAN 33606 MH 08NV34 7.7 FV RS 100 | Unspecified | State Development Loan | 4.19% |
Fund management
AS
Asif Rizwi
Since 2025 · Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank
Mr. Rizwi has done B.Tech and PGDM from IIM-C
SH
Shriram Ramanathan
Since 2022 · Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Compare similar funds
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Summary
A moderate-risk debt scheme - medium to long duration fund. Top 10 holdings make up 75% — a handful of stocks can swing returns sharply.
Strengths
- None
Weaknesses
- Top 10 holdings make up 75% — a handful of stocks can swing returns sharply.
- Has fallen sharply before — down -8.8% at its worst.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 75% of the portfolio.