Sharpe ratio
0.88Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.73%1Y Absolute Return
-0.07%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HSBC Medium Duration Fund - Direct GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,81,808 | ₹7,32,612 | ₹1,49,196 | +7.65% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age4.0 yrs
Fund information
Scheme code151146
ISININF917K01TK4
BenchmarkNIFTY Medium Duration Debt Index A-III
CategoryDebt Scheme - Medium Duration Fund
Expense ratio0.41%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
18th / 83 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +10.77% | — | — |
| 3M | +0.30% | — | — |
| 6M | +5.92% | — | — |
| 1Y | +4.73% | — | +1.91% |
| 3Y | +7.65% | — | +4.03% |
| Since Launch | +7.55% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.65Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.50%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
7.80How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.50%
Cash2.50%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 32 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 17.72% |
| DELHI INTERNATIONAL AIRPORT LIMITED RR NCD 22AG30 FVRS1LAC | Industrials | Non Convertible Debenture | 4.46% |
| JTPM METAL TRADERS LIMITED NCD 30AP30 FVRS1LAC | Materials | Debenture | 3.86% |
| ADITYA BIRLA DIGITAL FASHION VENTURES LIMITED 8.80 NCD 26AG27 FVRS1LAC | Consumer Discretionary | Debenture | 3.86% |
| ADITYA BIRLA RENEWABLES LIMITED 8.6 NCD 24SP27 FVRS1LAC | Energy & Utilities | Bonds/NCDs | 3.85% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 3.84% |
| STATE DEVELOPMENT LOAN 31894 TN 10AG32 7.75 FV RS 100 | Entities | GOI Securities | 3.82% |
| VEDANTA LIMITED SR 2 9.50 NCD 20AG27 FVRS1LAC | Materials | Debenture | 3.76% |
| JSW Kalinga Steel Ltd. | Materials | Debenture | 3.7% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 172B 7.45 BD 13OT28 FVRS1LAC | Financial | Bonds/NCDs | 3.69% |
Fund management
SH
Shriram Ramanathan
Since 2015 · Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk debt scheme - medium duration fund. Losses and swings stayed contained — worst fall -1.0%, volatility 1.5%.
Strengths
- Losses and swings stayed contained — worst fall -1.0%, volatility 1.5%.
- Recovered from its worst fall in 0 months.
- Same fund manager for 12+ years — the strategy has not chopped and changed.
- Ranks 18 of 83 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderately high risk level.
Risk drivers
- None