Sharpe ratio
0.69Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+10.19%1Y Absolute Return
-0.59%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HSBC Financial Services Fund - Direct GrowthFund 1Y annualised return · 5Y history unavailable | ₹9,40,034 | ₹7,32,612 | ₹2,07,422 | +10.19% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.18
₹1 Lakh since launch₹1.18 Lakh
Fund age1.7 yrs
Fund information
Scheme code153266
ISININF336L01RU8
BenchmarkBSE Financial Services TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio0.93%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 90 days.
Minimum SIP₹500 SIP
Return comparison
213th / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +179.20% | — | — |
| 3M | +12.93% | — | — |
| 6M | +17.75% | — | — |
| 1Y | +10.19% | — | +4.16% |
| Since Launch | +18.01% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.04Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
19.07%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.22How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 39 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 9.83% |
| HDFC Bank Ltd | Financial | Equity | 9.54% |
| Nippon Life India Asset Management Ltd | Financial | Equity | 5.18% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 4.98% |
| State Bank of India | Financial | Equity | 4.64% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 4.19% |
| Axis Bank Ltd | Financial | Equity | 4.04% |
| Billionbrains Garage Ventures Ltd. | Financial | Equity | 3.53% |
| HDFC Asset Management Company Ltd | Financial | Equity | 3.43% |
| Karur Vysya Bank Ltd | Financial | Equity | 3.32% |
Fund management
GA
Gautam Bhupal
Since 2025 · Prior to joining HSBC Mutual Fund he was working with IDFC Asset Management Company Ltd., Motilal Oswal Securities Ltd., Infosys Ltd., Vickers Ballas Securities Ltd., SBC Warburg, UTI Securities Ltd.
Mr. Bhupal holds a PGDBM and is a CA, CS and B.Com (Hons)
MA
Mayank Chaturvedi
Since 2025 · Prior joining the HSBC AMC, he was associated with Equirus Securities Ltd.
Chartered Accountant (ICAI) CFA Level 2 (Charlottsville, USA) B.Com (Ahmedabad University)
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Losses and swings stayed contained — worst fall -14.8%, volatility 19.1%. Financial makes up 92% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -14.8%, volatility 19.1%.
- Recovered from its worst fall in 1 months.
- Ranks 213 of 932 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 19.1% volatility.
Risk drivers
- Financial makes up 92% — trouble in that sector hits the whole fund.