Sharpe ratio
1.02Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+9.77%1Y Absolute Return
+0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HSBC Equity Savings Fund - Direct GrowthFund 3Y annualised return · 5Y history unavailable | ₹10,21,676 | ₹7,32,612 | ₹2,89,064 | +13.43% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age4.0 yrs
Fund information
Scheme code151060
ISININF917K01GE4
BenchmarkNIFTY Equity Savings TRI
CategoryHybrid Scheme - Equity Savings
Expense ratio1.68%
Exit loadExit load for units in excess of 0.50% of the investment,1% will be charged for redemption within 1 month.
Minimum SIP₹500 SIP
Return comparison
1st / 131 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +48.64% | — | — |
| 3M | +9.33% | — | — |
| 6M | +12.41% | — | — |
| 1Y | +9.77% | — | +1.29% |
| 3Y | +13.43% | — | +5.55% |
| Since Launch | +13.54% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.44Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
5.90%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.17How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Hedged Equity42.97%
Equity36.10%
Debt17.89%
Cash3.04%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 163 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 42.9682% |
| Repo | Unspecified | Repo | 5.5695% |
| HDFC Bank Ltd | Financial | Equity | 5.0281% |
| ICICI Bank Ltd | Financial | Equity | 5.0092% |
| State Bank of India | Financial | Equity | 4.3814% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 3.6407% |
| Axis Bank Ltd | Financial | Equity | 2.7767% |
| Sun Pharmaceutical Industries Ltd | Healthcare | Equity | 2.3882% |
| Jio Financial Services Limited | Financial | Equity | 2.2979% |
| GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 | Entities | GOI Securities | 2.2662% |
Fund management
MA
Mahesh A Chhabria
Since 2023 · Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.
Mr. Chhabria is a Commerce Graduate and has also pursued FCA and CFA.
MA
Mayank Chaturvedi
Since 2025 · Prior joining the HSBC AMC, he was associated with Equirus Securities Ltd.
Chartered Accountant (ICAI) CFA Level 2 (Charlottsville, USA) B.Com (Ahmedabad University)
AS
Asif Rizwi
Since 2025 · Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank
Mr. Rizwi has done B.Tech and PGDM from IIM-C
PR
Praveen Ayathan
Since 2023 · Prior to joining HSBC Mutual Fund, he has worked with L&T MF, Kotak Mahindra AMC and Dalal & Broacha Stock Broking Pvt. Ltd.
Mr. Praveen is a B.Sc (Mathematics).
CH
Cheenu Gupta
Since 2021 · Prior to joining HSBC Mutual Fund, she has worked with L&T Mutual Fund, Canara Robeco Mutual Fund, Tata AIA Life Insurance Company as Fund Manager, ING Investment Management as Senior Research Analyst and UTI AMC Ltd. as Research Analyst.
Ms. Gupta is CFA Charter holder (USA), PGDBM (Finance) & B.E. (I.T)
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk hybrid scheme - equity savings fund. Ahead of its category average over 3Y by 7.9 points.
Strengths
- Ahead of its category average over 3Y by 7.9 points.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
- Ranks 1 of 131 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 2–3+ years horizon to ride out its moderate risk level.
Risk drivers
- None