Sharpe ratio
0.00Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+2.92%1Y Absolute Return
-0.14%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HSBC Dynamic Bond Fund - Direct GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,57,405 | ₹7,32,612 | ₹1,24,793 | +6.52% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age4.0 yrs
Fund information
Scheme code151087
ISININF917K01HA0
BenchmarkNIFTY Composite Debt Index A-III
CategoryDebt Scheme - Dynamic Bond
Expense ratio0.30%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
55th / 160 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +9.29% | — | — |
| 3M | -3.46% | — | — |
| 6M | +4.79% | — | — |
| 1Y | +2.92% | — | +1.66% |
| 3Y | +6.52% | — | +3.62% |
| Since Launch | +6.42% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.01Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
2.32%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
3.27How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt95.90%
Cash4.10%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 21 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 8.38% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 8.3% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 8.16% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 7.26% |
| NATIONAL HIGHWAYS AUTHORITY OF INDIA SERIES IV 8.37 BD 21JN29 FVRS10LAC | Industrials | Debenture | 6.5% |
| POWER FINANCE CORPORATION LIMITED SR 247A 7.44 BD 15JN30 FVRS1LAC | Financial | Bonds | 6.29% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC | Industrials | Debenture | 6.13% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC | Financial | Bonds | 5.81% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 4.35% |
| STATE DEVELOPMENT LOAN 37348 MH 08AP39 7.91 FV RS 100 | Unspecified | State Development Loan | 4.26% |
Fund management
MA
Mahesh A Chhabria
Since 2024 · Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.
Mr. Chhabria is a Commerce Graduate and has also pursued FCA and CFA.
SH
Shriram Ramanathan
Since 2016 · Prior to joining HSBC Mutual Fund, he has worked with L&T MF, FIL Fund Management Pvt. Ltd., ING Investment Management, Zurich Asset Management Co., ICICI Ltd., and L&T Ltd.
Shriram is a B.E. (Electrical), PGDBM from XLRI Jamshedpur and CFA.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - dynamic bond fund. Losses and swings stayed contained — worst fall -2.0%, volatility 2.3%. Top 10 holdings make up 65% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -2.0%, volatility 2.3%.
- Recovered from its worst fall in 2 months.
- Same fund manager for 10+ years — the strategy has not chopped and changed.
Weaknesses
- Top 10 holdings make up 65% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 65% of the portfolio.