Sharpe ratio
0.11Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.82%1Y Absolute Return
-0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HSBC CRISIL IBX 50 50 Gilt Plus SDL Apr 2028 Index Fund - Direct - GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,75,678 | ₹7,32,612 | ₹1,43,066 | +7.37% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age4.6 yrs
Fund information
Scheme code149966
ISININF336L01QH7
BenchmarkCRISIL IBX 50:50 Gilt Plus SDL - April 2028
CategoryOther Scheme - Index Funds
Expense ratio0.22%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
311th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +4.51% | — | — |
| 3M | +2.52% | — | — |
| 6M | +5.59% | — | — |
| 1Y | +4.82% | — | +1.74% |
| 3Y | +7.37% | — | +9.75% |
| Since Launch | +6.61% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.16Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.98%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.80How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt98.79%
Cash1.21%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 31 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 32829 GOI 10AP28 7.06 FV RS 100 | Entities | GOI Securities | 29.56% |
| CENTRAL GOVERNMENT LOAN 20061 GOI 08JN28 7.17 FV RS 100 | Entities | GOI Securities | 10.97% |
| STATE DEVELOPMENT LOAN 32838 MH 12AP28 7.36 FV RS 100 | Unspecified | State Development Loan | 7.61% |
| STATE DEVELOPMENT LOAN 20359 TN 18AP28 8.05 FV RS 100 | Unspecified | State Development Loan | 6.91% |
| STATE DEVELOPMENT LOAN 20127 GUJ 31JN28 8.05 FV RS 100 | Industrials | State Development Loan | 5.94% |
| STATE DEVELOPMENT LOAN 22760 KAR 26FB28 6.97 FV RS 100 | Unspecified | State Development Loan | 4.93% |
| STATE DEVELOPMENT LOAN 22733 MH 18FB28 6.97 FV RS 100 | Unspecified | State Development Loan | 3.19% |
| GOI Sec 8.28 21/09/2027 | Entities | GOI Securities | 2.96% |
| STATE DEVELOPMENT LOAN 20263 TN 14MR28 8.28 FV RS 100 | Unspecified | State Development Loan | 2.96% |
| STATE DEVELOPMENT LOAN 22764 MH 26FB28 6.98 FV RS 100 | Unspecified | State Development Loan | 2.9% |
Fund management
MA
Mahesh A Chhabria
Since 2023 · Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.
Mr. Chhabria is a Commerce Graduate and has also pursued FCA and CFA.
AS
Asif Rizwi
Since 2025 · Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank
Mr. Rizwi has done B.Tech and PGDM from IIM-C
Compare similar funds
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Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -2.4%, volatility 1.0%. Trailing its category average over 3Y by 2.4 points.
Strengths
- Losses and swings stayed contained — worst fall -2.4%, volatility 1.0%.
- Recovered from its worst fall in 3 months.
Weaknesses
- Trailing its category average over 3Y by 2.4 points.
- Top 10 holdings make up 78% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 78% of the portfolio.