Sharpe ratio
0.47Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.87%1Y Absolute Return
-0.03%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HSBC Conservative Hybrid Fund - Direct GrowthFund 5Y annualised return | ₹8,79,174 | ₹7,32,612 | ₹1,46,562 | +7.53% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age13.8 yrs
Fund information
Scheme code120073
ISININF336L01DW4
BenchmarkNIFTY 50 Hybrid Composite Debt 15:85 Conservative
CategoryHybrid Scheme - Conservative Hybrid Fund
Expense ratio1.22%
Exit loadNil
Minimum SIP₹1,000 SIP
Return comparison
6th / 104 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +25.49% | — | — |
| 3M | -2.19% | — | — |
| 6M | +6.93% | — | — |
| 1Y | +3.87% | — | -0.90% |
| 3Y | +9.09% | — | +3.51% |
| 5Y | +7.53% | — | +2.85% |
| 10Y | +8.09% | — | — |
| Since Launch | +8.70% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.68Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
4.41%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.84How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt71.45%
Equity16.24%
Cash12.31%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 43 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Repo | Unspecified | Repo | 12.29% |
| STATE DEVELOPMENT LOAN 37102 TN 18FB32 7.12 FV RS 100 | Unspecified | State Development Loan | 10.18% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 7.04% |
| STATE DEVELOPMENT LOAN 37069 TN 11FB37 7.58 FV RS 100 | Unspecified | State Development Loan | 6.85% |
| REC LIMITED SR 245A 7.44 BD 29FB28 FVRS1LAC | Financial | Bonds | 6.82% |
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 6.66% |
| GOVERNMENT OF INDIA 36574 GOI 06OT35 6.48 FV RS 100 | Entities | GOI Securities | 3.96% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.47 BD 05SP29 FVRS1LAC | Financial | Bonds/NCDs | 3.53% |
| GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100 | Entities | GOI Securities | 3.45% |
| CENTRAL GOVERNMENT LOAN 31568 GOI 18AP29 7.10 FV RS 100 | Entities | GOI Securities | 3.44% |
Fund management
AB
Abhishek Gupta
Since 2024 · Prior to joining HSBC Mutual Fund, he has worked with Edelweiss Asset Management Limited, Goldman Sachs, Baer Capital and Deutsche Asset Management.
Mr. Gupta is a B. Com., PGDM (Finance) CFA (Investments)
CH
Cheenu Gupta
Since 2022 · Prior to joining HSBC Mutual Fund, she has worked with L&T Mutual Fund, Canara Robeco Mutual Fund, Tata AIA Life Insurance Company as Fund Manager, ING Investment Management as Senior Research Analyst and UTI AMC Ltd. as Research Analyst.
Ms. Gupta is CFA Charter holder (USA), PGDBM (Finance) & B.E. (I.T)
AS
Asif Rizwi
Since 2025 · Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank
Mr. Rizwi has done B.Tech and PGDM from IIM-C
MA
Mahesh A Chhabria
Since 2023 · Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.
Mr. Chhabria is a Commerce Graduate and has also pursued FCA and CFA.
MA
Mayank Chaturvedi
Since 2025 · Prior joining the HSBC AMC, he was associated with Equirus Securities Ltd.
Chartered Accountant (ICAI) CFA Level 2 (Charlottsville, USA) B.Com (Ahmedabad University)
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk hybrid scheme - conservative hybrid fund. Ahead of its category average over 3Y by 5.6 points.
Strengths
- Ahead of its category average over 3Y by 5.6 points.
- Recovered from its worst fall in 3 months.
- Well spread out — top 10 holdings are only 13% of the portfolio.
- Ranks 6 of 104 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 2–3+ years horizon to ride out its moderately high risk level.
Risk drivers
- None