Sharpe ratio
0.63Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.97%1Y Absolute Return
-0.27%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HSBC Balanced Advantage Fund - Direct GrowthFund 3Y annualised return · 5Y history unavailable | ₹9,40,273 | ₹7,32,612 | ₹2,07,661 | +10.20% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.11
₹1 Lakh since launch₹1.11 Lakh
Fund age4.0 yrs
Fund information
Scheme code151129
ISININF917K01IN1
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio1.18%
Exit loadExit load of 1% if units in excess of 10% are redeemed or switched-out within 1 year
Minimum SIP₹500 SIP
Return comparison
32nd / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +68.45% | — | — |
| 3M | +5.96% | — | — |
| 6M | +12.96% | — | — |
| 1Y | +3.97% | — | +0.31% |
| 3Y | +10.20% | — | +7.18% |
| Since Launch | +10.78% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.90Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
7.48%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.24How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity51.82%
Debt25.07%
Hedged Equity21.46%
Cash1.65%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 92 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 21.4596% |
| HDFC Bank Ltd | Financial | Equity | 6.0118% |
| ICICI Bank Ltd | Financial | Equity | 4.8011% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 3.8887% |
| Aurobindo Pharma Ltd | Healthcare | Equity | 3.7978% |
| GOVERNMENT OF INDIA 32829 GOI 10AP28 7.06 FV RS 100 | Entities | GOI Securities | 3.268% |
| Axis Bank Ltd | Financial | Equity | 3.241% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.9831% |
| 7.37% GOI CG 23-10-2028 | Entities | GOI Securities | 2.7474% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.7293% |
Fund management
MA
Mahesh A Chhabria
Since 2023 · Prior to joining HSBC MF, he has worked with L&T AMC, Edelweiss Securities Ltd, Darivium Traditions Pvt. Ltd. and FIL Fund Management Pvt. Ltd.
Mr. Chhabria is a Commerce Graduate and has also pursued FCA and CFA.
MA
Mayank Chaturvedi
Since 2025 · Prior joining the HSBC AMC, he was associated with Equirus Securities Ltd.
Chartered Accountant (ICAI) CFA Level 2 (Charlottsville, USA) B.Com (Ahmedabad University)
NE
Neelotpal Sahai
Since 2022 · Prior to joining HSBC AMC he has worked with IDFC Investment Advisors.
Mr. Sahai is a B.Tech from IT BHU and PGDM from IIM
AS
Asif Rizwi
Since 2025 · Prior to joining HSBC MF, he has worked with L&T MF, Yes Bank, ICICI Bank, Nomura International plc and Deutsche Bank
Mr. Rizwi has done B.Tech and PGDM from IIM-C
PR
Praveen Ayathan
Since 2023 · Prior to joining HSBC Mutual Fund, he has worked with L&T MF, Kotak Mahindra AMC and Dalal & Broacha Stock Broking Pvt. Ltd.
Mr. Praveen is a B.Sc (Mathematics).
PR
Prakriti Banka
Since 2025 · Prior joining the HSBC AMC, she was associated with PGIM AMC, Avendus Securities Ltd, Yes Bank Ltd.
BE (Electronics and Telecom, Mumbai University), MBA (IMT, Ghaziabad), CFA (CFA Institute)
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 3.0 points.
Strengths
- Ahead of its category average over 3Y by 3.0 points.
- Losses and swings stayed contained — worst fall -8.7%, volatility 7.5%.
- Recovered from its worst fall in 4 months.
- Ranks 32 of 145 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
Risk drivers
- None