Sharpe ratio
0.31Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.26%1Y Absolute Return
-0.00%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HDFC Ultra Short Term Fund - Direct Plan-Growth OptionFund 5Y annualised return | ₹8,59,741 | ₹7,32,612 | ₹1,27,129 | +6.63% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age8.1 yrs
Fund information
Scheme code145034
ISININF179KB15Q6
BenchmarkCRISIL Ultra Short Duration Debt A-I Index
CategoryDebt Scheme - Ultra Short Duration Fund
Expense ratio0.39%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
45th / 209 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.43% | — | — |
| 3M | +5.87% | — | — |
| 6M | +6.85% | — | — |
| 1Y | +6.26% | — | +2.44% |
| 3Y | +7.17% | — | +2.87% |
| 5Y | +6.63% | — | +2.76% |
| Since Launch | +6.63% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.86Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.50%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
6.59How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt95.28%
Cash4.72%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 128 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT CD 12MAR27 | Financial | Certificate of Deposit | 8.37% |
| Repo | Unspecified | Repo | 5.97% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 18DEC26 | Financial | Certificate of Deposit | 4.71% |
| GOVERNMENT OF INDIA 36303 364 DAYS TBILL 06AG26 FV RS 100 | Financial | Treasury Bills | 3.12% |
| YES BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 3.0% |
| IIFL CAPITAL SERVICES LIMITED 182D CP 08DEC26 | Financial | Commercial Paper | 2.26% |
| INDIAN OVERSEAS BANK CD 18FEB27 | Financial | Certificate of Deposit | 2.25% |
| RADHAKRISHNA SECURITISATION TRUST RK TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 2.15% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 18MAR27 | Financial | Certificate of Deposit | 2.09% |
| CANARA BANK CD 08DEC26 | Financial | Certificate of Deposit | 1.98% |
Fund management
AN
Anil Bamboli
Since 2018 · Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.
Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.
DH
Dhruv Muchhal
Since 2023 · Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Mr. Dhruv has done B.Com, CA and CFA
PR
Praveen Jain
Since 2024 · Prior to joining HDFC Mutual Fund, he has worked with Larsen & Toubro Ltd and Tata Motors
Mr. Jain has done CA and CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - ultra short duration fund. Losses and swings stayed contained — worst fall -1.0%, volatility 0.5%. Financial makes up 79% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -1.0%, volatility 0.5%.
- Recovered from its worst fall in 0 months.
- Same fund manager for 8+ years — the strategy has not chopped and changed.
- Ranks 45 of 209 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 79% — trouble in that sector hits the whole fund.