Sharpe ratio
0.98Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.36%1Y Absolute Return
+0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HDFC NIFTY SDL Plus G-Sec Jun 2027 40 60 Index Fund - Growth Option - Direct PlanFund 3Y annualised return · 5Y history unavailable | ₹8,75,024 | ₹7,32,612 | ₹1,42,412 | +7.34% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age3.6 yrs
Fund information
Scheme code151570
ISININF179KC1GA2
BenchmarkNIFTY SDL Plus G-Sec Jun 2027 40:60
CategoryOther Scheme - Index Funds
Expense ratio0.21%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
186th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.73% | — | — |
| 3M | +4.33% | — | — |
| 6M | +5.52% | — | — |
| 1Y | +5.36% | — | +1.74% |
| 3Y | +7.34% | — | +9.75% |
| Since Launch | +7.24% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
2.23Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.59%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
17.57How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt95.79%
Cash4.21%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 12 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 43.62% |
| Karnataka State SDL 7.86 15/03/2027 | Unspecified | State Development Loan | 17.41% |
| GOI Sec 6.79 15/05/2027 | Entities | GOI Securities | 12.51% |
| Chhattisgarh State SDL 7.22 25/01/2027 | Unspecified | State Development Loan | 10.42% |
| Tamilnadu State SDL 7.23 14/06/2027 | Unspecified | State Development Loan | 6.28% |
| Repo | Unspecified | Repo | 3.2% |
| STATE DEVELOPMENT LOAN 31713 HAR 15JU27 7.69 FV RS 100 | Unspecified | State Development Loan | 2.69% |
| Kerala State SDL 7.77 01/03/2027 | Unspecified | State Development Loan | 1.05% |
| Net Current Assets | Unspecified | Net Current Assets | 1.01% |
| Gujarat State SDL 7.52 24/05/2027 | Industrials | State Development Loan | 0.87% |
Fund management
AN
Anupam Joshi
Since 2024 · Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.
Mr. Joshi is a PGDM in Business Management.
SA
Sankalp Baid
Since 2025 · Prior to joining HDFC Asset Management Company Limited, he has worked with BNP Paribas Bank, India Ratings & Research, Future First Info Services and BSR & Co (part of KPMG).
Mr. Baid is a PG Diploma in Business Management from XLRI, Jamshedpur, Chartered Accountant, B.Com Hons. (University of Calcutta).
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -0.4%, volatility 0.6%. Trailing its category average over 3Y by 2.4 points.
Strengths
- Losses and swings stayed contained — worst fall -0.4%, volatility 0.6%.
- Recovered from its worst fall in 1 months.
- Ranks 186 of 1122 in its category over 1 year.
Weaknesses
- Trailing its category average over 3Y by 2.4 points.
- Top 10 holdings make up 99% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 99% of the portfolio.
- Entities makes up 56% — trouble in that sector hits the whole fund.