Sharpe ratio
0.26Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.49%1Y Absolute Return
+0.00%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HDFC Money Market Fund - Growth Option - Direct PlanFund 5Y annualised return | ₹8,63,369 | ₹7,32,612 | ₹1,30,757 | +6.80% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.50
₹1 Lakh since launch₹1.50 Lakh
Fund age13.9 yrs
Fund information
Scheme code119092
ISININF179KB1HU9
BenchmarkCRISIL Money Market A-I Index
CategoryDebt Scheme - Money Market Fund
Expense ratio0.22%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
15th / 186 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.54% | — | — |
| 3M | +5.99% | — | — |
| 6M | +7.21% | — | — |
| 1Y | +6.49% | — | +2.65% |
| 3Y | +7.34% | — | +3.43% |
| 5Y | +6.80% | — | +3.19% |
| 10Y | +6.75% | — | — |
| Since Launch | +49.55% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
3206.23Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.53%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
35.59How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio103%
Debt102.51%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 105 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| INDUSIND BANK LTD. CD 05FEB27 | Financial | Certificate of Deposit | 3.41% |
| YES BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 3.41% |
| INDIAN OVERSEAS BANK CD 18FEB27 | Financial | Certificate of Deposit | 3.41% |
| Repo | Unspecified | Repo | 3.3% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 28JAN27 | Financial | Certificate of Deposit | 2.91% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 27JAN27 | Financial | Certificate of Deposit | 2.65% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 14JAN27 | Financial | Certificate of Deposit | 2.4% |
| UNION BANK OF INDIA CD 19JAN27 | Financial | Certificate of Deposit | 2.32% |
| CANARA BANK CD 29JAN27 | Financial | Certificate of Deposit | 2.23% |
| BAJAJ FINANCE LIMITED 365D CP 03FEB27 | Financial | Commercial Paper | 2.22% |
Fund management
PR
Praveen Jain
Since 2024 · Prior to joining HDFC Mutual Fund, he has worked with Larsen & Toubro Ltd and Tata Motors
Mr. Jain has done CA and CFA
DH
Dhruv Muchhal
Since 2023 · Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Mr. Dhruv has done B.Com, CA and CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - money market fund. Turned every ₹1 into ₹265.3 since launch — compounding at 49.5% a year. Worst fall of -1.39% is larger than this category should typically see.
Strengths
- Turned every ₹1 into ₹265.3 since launch — compounding at 49.5% a year.
- Ranks 15 of 186 in its category over 1 year.
Weaknesses
- Worst fall of -1.39% is larger than this category should typically see.
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None