Sharpe ratio
0.91Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.75%1Y Absolute Return
-0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HDFC Medium Term Debt Fund - Growth Option - Direct PlanFund 5Y annualised return | ₹8,62,727 | ₹7,32,612 | ₹1,30,115 | +6.77% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code119081
ISININF179K01WI9
BenchmarkNIFTY Medium Duration Debt Index A-III
CategoryDebt Scheme - Medium Duration Fund
Expense ratio0.70%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
4th / 83 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.98% | — | — |
| 3M | +1.48% | — | — |
| 6M | +7.45% | — | — |
| 1Y | +5.75% | — | +1.91% |
| 3Y | +7.80% | — | +4.03% |
| 5Y | +6.77% | — | +3.85% |
| 10Y | +7.37% | — | — |
| Since Launch | +8.05% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.42Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.43%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.32How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt92.83%
Real Estate4.21%
Cash2.96%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 66 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOI Sec 7.18 24/07/2037 | Entities | GOI Securities | 5.1% |
| SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 4.75% |
| GMR AIRPORTS LIMITED 5 BD 13FB27 FVRS1LAC | Industrials | Bonds | 4.33% |
| GOI Sec 7.23 15/04/2039 | Entities | GOI Securities | 3.81% |
| JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 3.26% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.83 BD 24NV28 FVRS1LAC | Financial | Debenture | 2.78% |
| SK FINANCE LIMITED 9.25 NCD 15JL27 FVRS1LAC | Financial | Non Convertible Debenture | 2.75% |
| KALPATARU PROJECTS INTERNATIONAL LIMITED 8.35 NCD 11JU27 FVRS1LAC | Industrials | Non Convertible Debenture | 2.75% |
| SBFC FINANCE LIMITED SR A3 RR NCD 13MY27 FVRS1LAC | Financial | Non Convertible Debenture | 2.74% |
| KOSAMATTAM FINANCE LIMITED RR NCD 16MR29 FVRS1LAC | Financial | Non Convertible Debenture | 2.71% |
Fund management
AN
Anil Bamboli
Since 2026 · Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.
Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.
PR
Praveen Jain
Since 2026 · Prior to joining HDFC Mutual Fund, he has worked with Larsen & Toubro Ltd and Tata Motors
Mr. Jain has done CA and CFA
DH
Dhruv Muchhal
Since 2023 · Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Mr. Dhruv has done B.Com, CA and CFA
BH
Bhavyesh Divecha
Since 2025 · Prior to Joining the HDFC AMC, he has worked with L&T Investment Management Limited, ICRA Ltd, FinIQ Consulting Private Ltd and Tata Consultancy Services Ltd.
CFA-L3, PGDM (IIM Ahmedabad), B.E. Computers.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk debt scheme - medium duration fund. Recovered from its worst fall in 2 months.
Strengths
- Recovered from its worst fall in 2 months.
- Ranks 4 of 83 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderately high risk level.
Risk drivers
- None