Sharpe ratio
0.24Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.55%1Y Absolute Return
+0.04%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HDFC Liquid Fund - Growth Option - Direct PlanFund 5Y annualised return | ₹8,55,499 | ₹7,32,612 | ₹1,22,887 | +6.43% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.49
₹1 Lakh since launch₹1.49 Lakh
Fund age13.9 yrs
Fund information
Scheme code119091
ISININF179KB1HP9
BenchmarkCRISIL Liquid Debt A-I Index
CategoryDebt Scheme - Liquid Fund
Expense ratio0.20%
Exit loadExit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Minimum SIP₹100 SIP
Return comparison
31st / 360 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.78% | — | — |
| 3M | +6.27% | — | — |
| 6M | +6.62% | — | — |
| 1Y | +6.55% | — | -3.10% |
| 3Y | +6.89% | — | -0.91% |
| 5Y | +6.43% | — | -1.97% |
| 10Y | +6.06% | — | — |
| Since Launch | +48.84% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
11126.68Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.19%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
267.68How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio108%
Debt108.18%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 152 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 37370 091 DAYS TBILL 16JL26 FV RS 100 | Financial | Treasury Bills | 5.68% |
| GOVERNMENT OF INDIA 37477 091 DAYS TBILL 03SP26 FV RS 100 | Financial | Treasury Bills | 5.42% |
| GOI Sec 6.97 06/09/2026 | Entities | GOI Securities | 5.4% |
| RELIANCE RETAIL VENTURES LIMITED 91D CP 21SEP26 | Diversified | Commercial Paper | 2.99% |
| BANK OF BARODA CD 11SEP26 | Financial | Certificate of Deposit | 2.7% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 08SEP26 | Financial | Commercial Paper | 2.62% |
| BANK OF BARODA CD 25AUG26 | Financial | Certificate of Deposit | 2.26% |
| BANK OF BARODA CD 04SEP26 | Financial | Certificate of Deposit | 2.25% |
| EXPORT IMPORT BANK OF INDIA 91D CP 15SEP26 | Financial | Commercial Paper | 2.25% |
| RELIANCE RETAIL VENTURES LIMITED 91D CP 08SEP26 | Diversified | Commercial Paper | 1.87% |
Fund management
DH
Dhruv Muchhal
Since 2023 · Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Mr. Dhruv has done B.Com, CA and CFA
SW
Swapnil Jangam
Since 2022 · Prior to Joining HDFC Mutual Fund, he has worked with M.P. Chitale and Co. and EY.
Mr. Jangam has done B.Com, CA and CFA Level III.
RO
Rohan Pillai
Since 2025 · Prior to joining the HDFC AMC, he was associated with SBI Funds Management Ltd, ICICI Bank Ltd, Jain Irrigation Systems Ltd
Masters in Finance, Jamnalal Bajaj Institute of Management Studies, Bachelor of Engineering, University of Mumbai
Compare similar funds
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Summary
A low to moderate-risk debt scheme - liquid fund. Turned every ₹1 into ₹248.9 since launch — compounding at 48.8% a year.
Strengths
- Turned every ₹1 into ₹248.9 since launch — compounding at 48.8% a year.
- NAV has been stable for its category — worst fall -0.18% with 0.2% volatility.
- Ranks 31 of 360 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None