Sharpe ratio
0.10Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.89%1Y Absolute Return
+0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HDFC FMP 1861D March 2022 - Growth Option - Direct PlanFund 3Y annualised return · 5Y history unavailable | ₹8,81,148 | ₹7,32,612 | ₹1,48,536 | +7.62% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age4.7 yrs
Fund information
Scheme code149924
ISININF179KC1CC7
BenchmarkNIFTY Medium to Long Duration Debt
CategoryIncome
Expense ratio0.08%
Exit loadNil
Minimum SIP₹5,000
Return comparison
4th / 98 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.44% | — | — |
| 3M | +5.25% | — | — |
| 6M | +5.83% | — | — |
| 1Y | +5.89% | — | +4.51% |
| 3Y | +7.62% | — | +6.55% |
| Since Launch | +6.58% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.14Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.44%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.73How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Not disclosed in the latest portfolio.
Top holdings
10 of 29 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GS CG 22 Feb 2027 - (STRIPS) | Entities | GOI Securities | 28.59% |
| Andhra Pradesh State SDL 7.61 15/02/2027 | Financial | State Development Loan | 15.93% |
| Karnataka State SDL 7.59 29/03/2027 | Unspecified | State Development Loan | 14.97% |
| Gujarat State SDL 7.59 15/02/2027 | Industrials | State Development Loan | 10.36% |
| STATE DEVELOPMENT LOAN 31429 RAJ 02MR27 6.48 FV RS 100 | Unspecified | State Development Loan | 4.95% |
| Tamilnadu State SDL 7.74 01/03/2027 | Unspecified | State Development Loan | 4.59% |
| Karnataka State SDL 7.86 15/03/2027 | Unspecified | State Development Loan | 2.36% |
| Madhya Pradesh State SDL 7.91 22/03/2027 | Unspecified | State Development Loan | 2.0% |
| Madhya Pradesh State SDL 7.60 15/02/2027 | Unspecified | State Development Loan | 1.99% |
| STATE DEVELOPMENT LOAN 30189 KER 24MR27 6.72 FV RS 100 | Unspecified | State Development Loan | 1.98% |
Fund management
AN
Anupam Joshi
Since 2024 · Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.
Mr. Joshi is a PGDM in Business Management.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk income fund. Ahead of its category average over 3Y by 1.1 points. Top 10 holdings make up 88% — a handful of stocks can swing returns sharply.
Strengths
- Ahead of its category average over 3Y by 1.1 points.
- Losses and swings stayed contained — worst fall -3.8%, volatility 0.4%.
- Recovered from its worst fall in 4 months.
- Ranks 4 of 98 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 88% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 3+ years horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 88% of the portfolio.