Sharpe ratio
1.61Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+5.39%1Y Absolute Return
-0.04%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HDFC Floating Rate Debt Fund - Direct Plan - Growth OptionFund 5Y annualised return | ₹8,64,868 | ₹7,32,612 | ₹1,32,256 | +6.87% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code118961
ISININF179K01VQ4
BenchmarkCRISIL Short Duration Debt A-II Index
CategoryDebt Scheme - Floater Fund
Expense ratio0.27%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
30th / 100 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +7.14% | — | — |
| 3M | +2.59% | — | — |
| 6M | +6.18% | — | — |
| 1Y | +5.39% | — | +3.13% |
| 3Y | +7.45% | — | +4.47% |
| 5Y | +6.87% | — | +3.97% |
| 10Y | +7.18% | — | — |
| Since Launch | +7.74% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
3.26Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
1.00%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
5.82How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt99.31%
Cash0.69%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 156 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| CENTRAL GOVERNMENT LOAN 20388 GOI 07DC31 FLT FV RS 100 | Entities | GOI Securities | 6.62% |
| SHIVSHAKTI SECURITISATION TRUST SS TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 4.15% |
| 4.45% Government of India (30/10/2034) | Entities | GOI Securities | 3.12% |
| JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 2.94% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 2.44% |
| SIDDHIVINAYAK SECURITISATION TRUST SD TRUST PTC 15SEPT25 | Unspecified | Securitised Debt | 2.4% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25E 7.53 BD 24MR28 FVRS1LAC | Financial | Bonds | 2.26% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23I 7.62 LOA 31JN28 FVRS1LAC | Financial | Debenture | 2.14% |
| Repo | Unspecified | Repo | 1.86% |
| AADHAR HOUSING FINANCE LIMITED 8.50 NCD 02DC27 FVRS1LAC | Financial | Non Convertible Debenture | 1.83% |
Fund management
AN
Anil Bamboli
Since 2026 · Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.
Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.
DH
Dhruv Muchhal
Since 2023 · Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Mr. Dhruv has done B.Com, CA and CFA
Compare similar funds
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Summary
A moderate-risk debt scheme - floater fund. Losses and swings stayed contained — worst fall -1.3%, volatility 1.0%. Financial makes up 67% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -1.3%, volatility 1.0%.
- Recovered from its worst fall in 0 months.
- Well spread out — top 10 holdings are only 30% of the portfolio.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 67% — trouble in that sector hits the whole fund.