Sharpe ratio
0.60Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.38%1Y Absolute Return
-0.44%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HDFC Flexi Cap Fund - Growth Option - Direct PlanFund 5Y annualised return | ₹11,13,714 | ₹7,32,612 | ₹3,81,102 | +16.71% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.16
₹1 Lakh since launch₹1.16 Lakh
Fund age13.9 yrs
Fund information
Scheme code118955
ISININF179K01UT0
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - Flexi Cap Fund
Expense ratio0.77%
Exit loadExit load of 1% if redeemed within 1 year
Minimum SIP₹100 SIP
Return comparison
68th / 175 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +209.06% | — | — |
| 3M | +13.31% | — | — |
| 6M | +23.44% | — | — |
| 1Y | +4.38% | — | +2.11% |
| 3Y | +17.73% | — | +11.41% |
| 5Y | +16.71% | — | +8.78% |
| 10Y | +16.56% | — | — |
| Since Launch | +16.14% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.84Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
13.46%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.39How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity94.04%
Cash3.25%
Real Estate2.22%
Debt0.49%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 77 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 9.18% |
| Axis Bank Ltd | Financial | Equity | 6.84% |
| HDFC Bank Ltd | Financial | Equity | 6.77% |
| State Bank of India | Financial | Equity | 4.3% |
| SBI Life Insurance Company Ltd | Financial | Equity | 3.47% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.45% |
| Interglobe Aviation Ltd | Industrials | Equity | 3.26% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 3.26% |
| Repo | Unspecified | Repo | 3.18% |
| Zomato Ltd | Technology | Equity | 3.05% |
Fund management
DH
Dhruv Muchhal
Since 2023 · Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Mr. Dhruv has done B.Com, CA and CFA
AM
Amit Ganatra
Since 2026 · Prior to joining the HDFC AMC, he has worked with Invesco Asset Management (India) Pvt. Ltd, HDFC Mutual Fund, DBS Cholamandalam AMC Pvt. Ltd. and Fidelity.
Mr. Ganatra holds a Commerce degree and is a Charted Accountant. He is also a Chartered Financial Analyst from AIMR.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - flexi cap fund. Ahead of its category average over 3Y by 6.3 points. Has fallen sharply before — down -41.8% at its worst.
Strengths
- Ahead of its category average over 3Y by 6.3 points.
Weaknesses
- Has fallen sharply before — down -41.8% at its worst.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 13.5% volatility.
Risk drivers
- None