Sharpe ratio
0.59Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.85%1Y Absolute Return
-0.25%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HDFC Equity Savings Fund - Growth Option - Direct PlanFund 5Y annualised return | ₹8,99,631 | ₹7,32,612 | ₹1,67,019 | +8.45% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.10
₹1 Lakh since launch₹1.10 Lakh
Fund age13.9 yrs
Fund information
Scheme code119128
ISININF179K01XT4
BenchmarkNIFTY Equity Savings TRI
CategoryHybrid Scheme - Equity Savings
Expense ratio1.27%
Exit loadExit load For units in excess of 15% of the investment,1% will be charged for redemption within 1 month.
Minimum SIP₹100 SIP
Return comparison
31st / 131 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +66.18% | — | — |
| 3M | +8.02% | — | — |
| 6M | +10.42% | — | — |
| 1Y | +3.85% | — | +1.29% |
| 3Y | +9.04% | — | +5.55% |
| 5Y | +8.45% | — | +4.44% |
| 10Y | +9.79% | — | — |
| Since Launch | +9.97% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.84Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
5.25%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.59How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity36.68%
Hedged Equity30.00%
Debt28.02%
Cash3.25%
Real Estate2.05%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 152 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 30.0048% |
| HDFC Bank Ltd | Financial | Equity | 7.6842% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 5.5948% |
| ICICI Bank Ltd | Financial | Equity | 5.5849% |
| NTPC Ltd | Energy & Utilities | Equity | 3.9889% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.8392% |
| Sun Pharmaceutical Industries Ltd | Healthcare | Equity | 3.7468% |
| Titan Company Ltd | Consumer Discretionary | Equity | 3.0147% |
| Net Current Assets | Unspecified | Net Current Assets | 2.4014% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 2.3926% |
Fund management
AN
Anil Bamboli
Since 2012 · Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.
Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.
SR
Srinivasan Ramamurthy
Since 2021 · Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.
AR
Arun Agarwal
Since 2020 · Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.
Mr. Agarwal is a B.Com. and Chartered Accountant
DH
Dhruv Muchhal
Since 2023 · Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Mr. Dhruv has done B.Com, CA and CFA
NA
Nandita Menezes
Since 2025 · Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.
CA (ICAI, INDIA), B.Com (University of Mumbai)
Compare similar funds
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Summary
A moderately high-risk hybrid scheme - equity savings fund. Ahead of its category average over 3Y by 3.5 points. Has fallen sharply before — down -16.9% at its worst.
Strengths
- Ahead of its category average over 3Y by 3.5 points.
- Same fund manager for 14+ years — the strategy has not chopped and changed.
- Ranks 31 of 131 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -16.9% at its worst.
Ideal investor
- Needs a 2–3+ years horizon to ride out its moderately high risk level.
Risk drivers
- None