Sharpe ratio
0.76Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.42%1Y Absolute Return
-0.10%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HDFC Corporate Bond Fund - Growth Option - Direct PlanFund 5Y annualised return | ₹8,49,815 | ₹7,32,612 | ₹1,17,203 | +6.16% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code118987
ISININF179K01XD8
BenchmarkNifty Corporate Bond Index A-II
CategoryDebt Scheme - Corporate Bond Fund
Expense ratio0.38%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
76th / 165 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +8.69% | — | — |
| 3M | -1.69% | — | — |
| 6M | +5.41% | — | — |
| 1Y | +3.42% | — | +1.25% |
| 3Y | +6.82% | — | +3.56% |
| 5Y | +6.16% | — | +2.78% |
| 10Y | +7.11% | — | — |
| Since Launch | +7.80% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.19Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.82%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.95How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt96.92%
Cash3.08%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 238 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 | Entities | GOI Securities | 4.6% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 3.78% |
| BAJAJ FINANCE LIMITED 7.55 NCD 03AP35 FVRS1LAC | Financial | Bonds/NCDs | 3.52% |
| Net Current Assets | Unspecified | Net Current Assets | 2.87% |
| STATE BANK OF INDIA SR 2 7.33 BD 20SP39 FVRS1CR | Financial | Bonds | 2.54% |
| CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 | Entities | GOI Securities Floating Rate Bond | 1.69% |
| HDFC BANK LIMITED SR US002 7.80 NCD 03MY33 FVRS1LAC | Financial | Debenture | 1.65% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.51 BD 12JU28 FVRS1LAC | Financial | Bonds | 1.64% |
| LIC HOUSING FINANCE LIMITED TR 434 OP I 7.70 LOA 16MY28 FVRS10LAC | Financial | Debenture | 1.63% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SERIES 169 8.37 BD 07DC28 FVRS10LAC | Financial | Debenture | 1.51% |
Fund management
AN
Anupam Joshi
Since 2015 · Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.
Mr. Joshi is a PGDM in Business Management.
DH
Dhruv Muchhal
Since 2023 · Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Mr. Dhruv has done B.Com, CA and CFA
Compare similar funds
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Summary
A moderate-risk debt scheme - corporate bond fund. Recovered from its worst fall in 2 months. Financial makes up 63% — trouble in that sector hits the whole fund.
Strengths
- Recovered from its worst fall in 2 months.
- Well spread out — top 10 holdings are only 25% of the portfolio.
- Same fund manager for 11+ years — the strategy has not chopped and changed.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 63% — trouble in that sector hits the whole fund.