Sharpe ratio
0.56Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+1.90%1Y Absolute Return
-0.23%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HDFC Hybrid Debt Fund - Growth Option - Direct PlanFund 5Y annualised return | ₹8,82,248 | ₹7,32,612 | ₹1,49,636 | +7.67% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age13.9 yrs
Fund information
Scheme code119118
ISININF179K01XE6
BenchmarkNIFTY 50 Hybrid Composite Debt 15:85 Conservative
CategoryHybrid Scheme - Conservative Hybrid Fund
Expense ratio1.17%
Exit loadExit load for units in excess of 15% of the investment, 1% will be charged for redemption within 1 year
Minimum SIP₹100 SIP
Return comparison
28th / 104 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +37.03% | — | — |
| 3M | -0.12% | — | — |
| 6M | +6.36% | — | — |
| 1Y | +1.90% | — | -0.90% |
| 3Y | +7.53% | — | +3.51% |
| 5Y | +7.67% | — | +2.85% |
| 10Y | +8.27% | — | — |
| Since Launch | +9.26% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.80Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
4.02%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.77How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt78.33%
Equity18.96%
Cash1.93%
Real Estate0.78%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 111 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 34238 GOI 22AP64 7.34 FV RS 100 | Entities | GOI Securities | 4.24% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 3.88% |
| GOI Sec 7.23 15/04/2039 | Entities | GOI Securities | 3.15% |
| GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100 | Entities | GOI Securities | 2.98% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SERIES 134 8.30 LOA 25MR29 FVRS10LAC | Financial | Debenture | 2.53% |
| 4.45% Government of India (30/10/2034) | Entities | GOI Securities | 2.36% |
| TORRENT POWER LIMITED SR 15 TR A 8.10 NCD 24JU29 FVRS1LAC | Energy & Utilities | Non Convertible Debenture | 2.32% |
| GOVERNMENT OF INDIA 33071 GOI 19JU53 7.3 FV RS 100 | Entities | GOI Securities | 2.3% |
| ICICI Bank Ltd | Financial | Equity | 2.11% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 1.99% |
Fund management
SR
Srinivasan Ramamurthy
Since 2021 · Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.
AN
Anupam Joshi
Since 2026 · Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.
Mr. Joshi is a PGDM in Business Management.
DH
Dhruv Muchhal
Since 2023 · Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Mr. Dhruv has done B.Com, CA and CFA
Compare similar funds
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Summary
A moderately high-risk hybrid scheme - conservative hybrid fund. Ahead of its category average over 3Y by 4.0 points. Has fallen sharply before — down -12.1% at its worst.
Strengths
- Ahead of its category average over 3Y by 4.0 points.
- Recovered from its worst fall in 5 months.
- Well spread out — top 10 holdings are only 5% of the portfolio.
Weaknesses
- Has fallen sharply before — down -12.1% at its worst.
Ideal investor
- Needs a 2–3+ years horizon to ride out its moderately high risk level.
Risk drivers
- None