Sharpe ratio
0.55Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+0.63%1Y Absolute Return
-0.53%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| HDFC Balanced Advantage Fund - Growth Plan - Direct PlanFund 5Y annualised return | ₹10,35,879 | ₹7,32,612 | ₹3,03,267 | +13.96% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age13.9 yrs
Fund information
Scheme code118968
ISININF179K01WA6
BenchmarkNIFTY 50 Hybrid Composite Debt 50:50 Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio0.77%
Exit loadExit Load for units in excess of 15% of the investment,1% will be charged for redemption within 1 year.
Minimum SIP₹100 SIP
Return comparison
68th / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +108.49% | — | — |
| 3M | +4.55% | — | — |
| 6M | +11.67% | — | — |
| 1Y | +0.63% | — | +0.31% |
| 3Y | +11.66% | — | +7.18% |
| 5Y | +13.96% | — | +6.13% |
| 10Y | +14.71% | — | — |
| Since Launch | +13.98% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.76Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
10.36%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.41How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity70.77%
Debt25.72%
Cash1.94%
Real Estate1.57%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 331 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 5.07% |
| HDFC Bank Ltd | Financial | Equity | 4.68% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.82% |
| State Bank of India | Financial | Equity | 3.38% |
| Bharti Airtel Ltd | Technology | Equity | 3.01% |
| Axis Bank Ltd | Financial | Equity | 2.62% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.56% |
| NTPC Ltd | Energy & Utilities | Equity | 2.13% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 2.02% |
| Coal India Ltd | Materials | Equity | 1.77% |
Fund management
AN
Anil Bamboli
Since 2022 · Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.
Mr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.
SR
Srinivasan Ramamurthy
Since 2022 · Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.
AR
Arun Agarwal
Since 2022 · Prior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.
Mr. Agarwal is a B.Com. and Chartered Accountant
DH
Dhruv Muchhal
Since 2023 · Prior to joining HDFC MF,he has worked with Motilal Oswal Financial Services Ltd., Goldman Sachs, CRISIL Global Research & Analytics and Deloitte Haskins & Sells
Mr. Dhruv has done B.Com, CA and CFA
NA
Nandita Menezes
Since 2025 · Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.
CA (ICAI, INDIA), B.Com (University of Mumbai)
GO
Gopal Agrawal
Since 2022 · Prior to joining HDFC Mutual Fund he has worked with DSP Mutual Fund, Tata AMC, Mirae Asset Mutual Fund ,SBI Mutual Fund, Kotak Securities, HDFC Securities, IDBI Capital, UTI Securities and IPCL.
Mr.Agrawal is a B.E and MBM.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 4.5 points. Has fallen sharply before — down -34.2% at its worst.
Strengths
- Ahead of its category average over 3Y by 4.5 points.
Weaknesses
- Has fallen sharply before — down -34.2% at its worst.
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 10.4% volatility.
Risk drivers
- None