Sharpe ratio
-0.11Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+3.09%1Y Absolute Return
-0.50%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Groww Multi Asset Allocation Fund Direct GrowthFund 1Y annualised return · 5Y history unavailable | ₹7,88,534 | ₹7,32,612 | ₹55,922 | +3.09% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.04
₹1 Lakh since launch₹1.04 Lakh
Fund age1.1 yrs
Fund information
Scheme code153821
ISININF666M01MA9
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio0.92%
Exit loadExit load of 1%, if redeemed within 30 days.
Minimum SIP₹500 SIP
Return comparison
64th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +87.50% | — | — |
| 3M | +1.27% | — | — |
| 6M | +5.32% | — | — |
| 1Y | +3.09% | — | +3.20% |
| Since Launch | +4.44% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.15Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
12.50%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.36How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity61.00%
Commodities14.88%
Debt9.15%
Cash8.10%
Hedged Equity6.24%
Real Estate0.65%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 105 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Groww Gold ETF - Growth | Unspecified | Mutual Fund | 12.5213% |
| Net Receivables | Unspecified | Net Receivables | 8.2551% |
| Reverse Repo | Unspecified | Reverse Repo | 5.7031% |
| HDFC Bank Ltd | Financial | Equity | 4.2512% |
| ICICI Bank Limited (15/09/2026) | Financial | Certificate of Deposit | 4.1596% |
| ICICI Bank Ltd | Financial | Equity | 3.494% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 3.0035% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.9274% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 10SEP26 | Financial | Commercial Paper | 2.4477% |
| Bharti Airtel Ltd | Technology | Equity | 2.1904% |
Fund management
KA
Kaustubh Sule
Since 2025 · Prior to joining Groww Mutual Fund (formerly, Indiabulls Mutual Fund), he has worked with Axis Asset Management Company Ltd. HDFC Standard Life Insurance Company Ltd., Reliance Life Insurance Company Ltd., Union Bank of India, Hexaware Technologies Ltd.
Mr. Sule is a B.E. (Computer Engineering) & MBA (Finance)
WI
Wilfred Peter Gonsalves
Since 2025 · Prior to joining Groww Mutual Fund, he has worked with Edelweiss Tokio Life Insurance and L&T Finance
Mr. Gonsalves has done CA and B.Com
NI
Nikhil Satam
Since 2025 · Prior to joining Groww MF he was associated with Groww Invest Tech Private Ltd (formerly known as Nextbillion Technology Pvt. Ltd).
B. com, Masters in Finance.
PA
Paras Matalia
Since 2025 · Prior to joining Groww Mutual Fund, he has worked with Samco MF, Samco Sec. Ltd, Batliboi & Purohit and Mahajan & Aibara
Mr. Matalia has done B.Com and CA
Compare similar funds
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Summary
A very high-risk hybrid scheme - multi asset allocation fund. Losses and swings stayed contained — worst fall -12.4%, volatility 12.5%. Ranks 64 of 124 in its category over 1 year.
Strengths
- Losses and swings stayed contained — worst fall -12.4%, volatility 12.5%.
- Well spread out — top 10 holdings are only 24% of the portfolio.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 12.5% volatility.
Risk drivers
- None