Sharpe ratio
-1.24Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
—1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Groww Money Market Fund Direct GrowthFund since-launch annualised return · 5Y history unavailable | ₹8,45,429 | ₹7,32,612 | ₹1,12,817 | +5.95% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age1.0 yrs
Fund information
Scheme code153982
ISININF666M01MW3
BenchmarkCRISIL Money Market A-I Index
CategoryDebt Scheme - Money Market Fund
Expense ratio0.25%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.81% | — | — |
| 3M | +6.00% | — | — |
| 6M | +6.75% | — | — |
| Since Launch | +5.95% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-4.41Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.41%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
82.22How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt86.47%
Cash13.53%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 19 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Reverse Repo | Unspecified | Reverse Repo | 16.8607% |
| BANK OF BARODA CD 06JAN27 | Financial | Certificate of Deposit | 9.1499% |
| PUNJAB NATIONAL BANK CD 09FEB27 | Financial | Certificate of Deposit | 9.0938% |
| Union Bank of India - 15/03/2027** | Financial | Certificate of Deposit | 7.6337% |
| HDFC SECURITIES LIMITED 91D CP 05AUG26 | Financial | Commercial Paper | 6.273% |
| BAJAJ FINANCE LIMITED 91D CP 03SEP26 | Financial | Commercial Paper | 6.2404% |
| KOTAK MAHINDRA PRIME LIMITED 326D CP 07SEP26 | Financial | Commercial Paper | 6.2357% |
| Small Industries Dev Bank of India (04/02/2027) ** | Financial | Certificate of Deposit | 5.0533% |
| AXIS BANK LIMITED CD 14JAN27 | Financial | Certificate of Deposit | 4.4655% |
| INDIAN BANK CD 22JAN27 | Financial | Certificate of Deposit | 4.4603% |
Fund management
KA
Kaustubh Sule
Since 2025 · Prior to joining Groww Mutual Fund (formerly, Indiabulls Mutual Fund), he has worked with Axis Asset Management Company Ltd. HDFC Standard Life Insurance Company Ltd., Reliance Life Insurance Company Ltd., Union Bank of India, Hexaware Technologies Ltd.
Mr. Sule is a B.E. (Computer Engineering) & MBA (Finance)
WI
Wilfred Peter Gonsalves
Since 2026 · Prior to joining Groww Mutual Fund, he has worked with Edelweiss Tokio Life Insurance and L&T Finance
Mr. Gonsalves has done CA and B.Com
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - money market fund. NAV has been stable for its category — worst fall -0.07% with 0.4% volatility.
Strengths
- NAV has been stable for its category — worst fall -0.07% with 0.4% volatility.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None