Sharpe ratio
-0.22Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+3.51%1Y Absolute Return
-0.18%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Groww Dynamic Term Fund (formerly known as Indiabulls Dynamic Bond Fund) - Direct Plan - Growth optionFund 5Y annualised return | ₹8,29,189 | ₹7,32,612 | ₹96,577 | +5.16% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age7.9 yrs
Fund information
Scheme code145589
ISININF666M01EK5
BenchmarkCRISIL Dynamic Bond A-III Index
CategoryDebt Scheme - Dynamic Bond
Expense ratio0.46%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
39th / 160 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +10.15% | — | — |
| 3M | +1.61% | — | — |
| 6M | +5.52% | — | — |
| 1Y | +3.51% | — | +1.66% |
| 3Y | +5.79% | — | +3.62% |
| 5Y | +5.16% | — | +3.39% |
| Since Launch | +6.01% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.36Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
1.86%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.63How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt95.56%
Cash4.44%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 13 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 36981 GOI 27JN33 6.68 FV RS 100 | Entities | GOI Securities | 40.2846% |
| 7.71% GOI 18-May-2066 | Entities | GOI Securities | 13.7277% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 18MAR27 | Financial | Certificate of Deposit | 7.546% |
| Small Industries Dev Bank of India (18/02/2027) ** | Financial | Certificate of Deposit | 7.3301% |
| AXIS BANK LIMITED CD 14JAN27 | Financial | Certificate of Deposit | 7.1255% |
| INDIAN BANK CD 22JAN27 | Financial | Certificate of Deposit | 7.1173% |
| ICICI BANK LIMITED CD 08MAR27 | Financial | Certificate of Deposit | 7.0609% |
| Reverse Repo | Unspecified | Reverse Repo | 3.615% |
| EXPORT IMPORT BANK OF INDIA SR AA02 7.35 BD 27JL28 FVRS1LAC | Financial | Bonds | 2.6583% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 1.3405% |
Fund management
KA
Kaustubh Sule
Since 2023 · Prior to joining Groww Mutual Fund (formerly, Indiabulls Mutual Fund), he has worked with Axis Asset Management Company Ltd. HDFC Standard Life Insurance Company Ltd., Reliance Life Insurance Company Ltd., Union Bank of India, Hexaware Technologies Ltd.
Mr. Sule is a B.E. (Computer Engineering) & MBA (Finance)
WI
Wilfred Peter Gonsalves
Since 2026 · Prior to joining Groww Mutual Fund, he has worked with Edelweiss Tokio Life Insurance and L&T Finance
Mr. Gonsalves has done CA and B.Com
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - dynamic bond fund. Losses and swings stayed contained — worst fall -2.3%, volatility 1.9%. Top 10 holdings make up 98% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -2.3%, volatility 1.9%.
- Recovered from its worst fall in 2 months.
- Ranks 39 of 160 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 98% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 98% of the portfolio.
- Entities makes up 55% — trouble in that sector hits the whole fund.