Sharpe ratio
0.39Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+10.01%1Y Absolute Return
-0.64%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Groww Banking & Financial Services Fund - Direct Plan - GrowthFund 1Y annualised return · 5Y history unavailable | ₹9,35,748 | ₹7,32,612 | ₹2,03,136 | +10.01% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.12
₹1 Lakh since launch₹1.12 Lakh
Fund age2.8 yrs
Fund information
Scheme code152254
ISININF666M01HS1
BenchmarkNIFTY Financial Services TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio1.12%
Exit loadExit load of 1%, if redeemed within 30 days.
Minimum SIP₹500 SIP
Return comparison
219th / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +62.55% | — | — |
| 3M | +1.02% | — | — |
| 6M | +17.61% | — | — |
| 1Y | +10.01% | — | +4.16% |
| Since Launch | +11.95% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.55Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
18.56%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.73How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 36 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 10.7986% |
| Axis Bank Ltd | Financial | Equity | 5.7264% |
| Ujjivan Small Finance Bank Ltd | Financial | Equity | 4.1116% |
| Reverse Repo | Unspecified | Reverse Repo | 4.1097% |
| CarTrade Tech Ltd | Consumer Discretionary | Equity | 3.9267% |
| Bajaj Finance Ltd | Financial | Equity | 3.8337% |
| Multi Commodity Exchange Of India Ltd | Financial | Equity | 3.7269% |
| RBL Bank Ltd | Financial | Equity | 3.6944% |
| One 97 Communications Ltd | Industrials | Equity | 3.6168% |
| ICICI Prudential Asset Management Company Ltd. | Financial | Equity | 3.2157% |
Fund management
AN
Anupam Tiwari
Since 2024 · Prior to joining Groww Mutual Fund (formerly, Indiabulls Mutual Fund), he was associated with Axis Mutual Fund, Principal Mutual Fund (July 25, 2011-Sep 21, 2016), Reliance Life Insurance Ltd. (Sep 22, 2010-Jul 15, 2011) and Reliance MF (Mar 21, 2005-Sep 21, 2010).
Mr. Tiwari is a Chartered Accountant.
GA
Gagan Thareja
Since 2026 · Prior to joining the Groww MF, he was associated with ASK Investment Managers, Kotak Investment Advisors Ltd.
Master of Finance
SA
Saptarshee Chatterjee
Since 2025 · Prior to joining Groww MF he was associated with Centrum Wealth Management Limited & Edelweiss Financial Services Limited.
CFA Level 3, PGDM (Finance), BE (E.T.C.E) from Jadavpur University.
NI
Nikhil Satam
Since 2026 · Prior to joining Groww MF he was associated with Groww Invest Tech Private Ltd (formerly known as Nextbillion Technology Pvt. Ltd).
B. com, Masters in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Losses and swings stayed contained — worst fall -16.4%, volatility 18.6%. Financial makes up 83% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -16.4%, volatility 18.6%.
- Recovered from its worst fall in 3 months.
- Ranks 219 of 932 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 18.6% volatility.
Risk drivers
- Financial makes up 83% — trouble in that sector hits the whole fund.