Sharpe ratio
1.56Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+6.43%1Y Absolute Return
+0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Franklin India Ultra Short Duration Fund - Direct - GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,55,499 | ₹7,32,612 | ₹1,22,887 | +6.43% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age2.2 yrs
Fund information
Scheme code152825
ISININF090I01XL4
BenchmarkNIFTY Ultra Short Duration Debt Index A-I
CategoryDebt Scheme - Ultra Short Duration Fund
Expense ratio0.29%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
30th / 209 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.78% | — | — |
| 3M | +5.98% | — | — |
| 6M | +6.91% | — | — |
| 1Y | +6.43% | — | +2.44% |
| Since Launch | +7.12% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
6.61Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.45%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
69.41How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt61.17%
Cash38.83%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 26 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Net Current Assets | Unspecified | Net Current Assets | 38.0007% |
| REC LIMITED SR 230-A 7.71 BD 26FB27 FVRS1LAC | Financial | Bonds | 8.1447% |
| SUNDARAM HOME FINANCE LIMITED SR 348 7.70 NCD 26MR27 FVRS1LAC | Financial | Non Convertible Debenture | 8.0883% |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 171 7.23 BD 15OT26 FVRS1LAC | Financial | Debenture | 8.0447% |
| NATIONAL HOUSING BANK 7.59 BD 08SP27 FVRS1LAC | Financial | Non Convertible Debenture | 7.9932% |
| SUNDARAM FINANCE LIMITED SR Z3 6.99 NCD 28MY27 FVRS1LAC | Financial | Debenture | 7.927% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA CD 13OCT26 | Financial | Certificate of Deposit | 7.7659% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 28JAN27 | Financial | Certificate of Deposit | 7.6144% |
| HDFC BANK LIMITED CD 09MAR27 | Financial | Certificate of Deposit | 7.5607% |
| MUTHOOT FINANCE LIMITED 311D CP 11SEP26 | Financial | Commercial Paper | 6.248% |
Fund management
RA
Rahul Goswami
Since 2024 · Prior to joining Franklin Templeton Mutual Fund, he has worked with ICICI Prudential AMC , UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.
Mr. Goswami is a B. Sc (Mathematics and MBA (Finance)
PA
Pallab Roy
Since 2024 · He has been associated with Franklin Templeton Investments since 2001.
Mr. Roy is a M.Com and MBA (Finance).
RO
Rohan Maru
Since 2024 · Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.
Mr. Maru is M.Com and MBA in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - ultra short duration fund. Losses and swings stayed contained — worst fall -0.1%, volatility 0.5%. Top 10 holdings make up 107% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.1%, volatility 0.5%.
- Recovered from its worst fall in 0 months.
- Ranks 30 of 209 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 107% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 107% of the portfolio.