Sharpe ratio
0.21Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.69%1Y Absolute Return
-0.51%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Franklin India Multi Asset Allocation Fund- Direct-GrowthFund 1Y annualised return · 5Y history unavailable | ₹8,19,721 | ₹7,32,612 | ₹87,109 | +4.69% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age1.3 yrs
Fund information
Scheme code153731
ISININF090I01YH0
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio0.42%
Exit loadExit Load for units in excess of 10% of the investment,0.50% will be charged for redemption within 1 year.
Minimum SIP₹500 SIP
Return comparison
48th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +60.43% | — | — |
| 3M | -10.21% | — | — |
| 6M | +2.70% | — | — |
| 1Y | +4.69% | — | +3.20% |
| Since Launch | +8.37% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.29Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
13.03%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.73How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity68.88%
Commodities14.82%
Debt13.23%
Cash2.21%
Real Estate0.86%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 64 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Nippon India ETF Gold BeES IDCW | Unspecified | Mutual Fund | 12.5483% |
| HDFC Bank Ltd | Financial | Equity | 4.419% |
| State Bank of India | Financial | Equity | 3.4861% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 2.9815% |
| ICICI Bank Ltd | Financial | Equity | 2.9495% |
| Axis Bank Ltd | Financial | Equity | 2.8461% |
| Nippon India Silver ETF - Growth | Unspecified | Mutual Fund | 2.5185% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.422% |
| Bharti Airtel Ltd | Technology | Equity | 2.1242% |
| Ultratech Cement Ltd | Materials | Equity | 2.0988% |
Fund management
R
R Janakiraman
Since 2025 · Prior to joining Franklin Templeton Investments, he has worked with Indian Syntans Inv. Pvt. Ltd., Citicorp Information Tech Ltd. and UTI Securities Exchange Ltd.
Mr. Janakiraman is a B.E and PGDM (Business Management).
PA
Pallab Roy
Since 2025 · He has been associated with Franklin Templeton Investments since 2001.
Mr. Roy is a M.Com and MBA (Finance).
RA
Rajasa Kakulavarapu
Since 2025 · Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.
Ms. Kakulavarapu has done B.Tech and MBA.
SA
Sandeep Manam
Since 2025 · Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Cognizant Technology Solutions, Shapoorji Pallonji & Company Private Limited.
Mr. Manam is a PGDM (IIM-Ahmedabad), B.Tech (Electronics & Communication Engg.)- National Institute of Technology Calicut
RO
Rohan Maru
Since 2025 · Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.
Mr. Maru is M.Com and MBA in Finance.
Compare similar funds
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Summary
A very high-risk hybrid scheme - multi asset allocation fund. Losses and swings stayed contained — worst fall -11.6%, volatility 13.0%. Ranks 48 of 124 in its category over 1 year.
Strengths
- Losses and swings stayed contained — worst fall -11.6%, volatility 13.0%.
- Well spread out — top 10 holdings are only 27% of the portfolio.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 13.0% volatility.
Risk drivers
- None