Sharpe ratio
1.59Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+6.55%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Franklin India Money Market Fund - Direct - GrowthFund 5Y annualised return | ₹8,62,086 | ₹7,32,612 | ₹1,29,474 | +6.74% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code118506
ISININF090I01GV8
BenchmarkNIFTY Money Market Index A-I
CategoryDebt Scheme - Money Market Fund
Expense ratio0.14%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
8th / 186 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.90% | — | — |
| 3M | +6.36% | — | — |
| 6M | +7.30% | — | — |
| 1Y | +6.55% | — | +2.65% |
| 3Y | +7.37% | — | +3.43% |
| 5Y | +6.74% | — | +3.19% |
| 10Y | +6.76% | — | — |
| Since Launch | +7.43% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
3.57Return earned while limiting downside risk.
Excellent
Excellent downside risk-adjusted returns. The fund has managed downside risk very effectively.
Standard deviation
0.51%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
6.41How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt80.10%
Cash19.90%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 43 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 20.419% |
| Uttar Pradesh State SDL 7.67 12/04/2027 | Unspecified | State Development Loan | 10.5092% |
| BAJAJ HOUSING FINANCE LIMITED 365D CP 23FEB27 | Financial | Commercial Paper | 7.3206% |
| PIRAMAL FINANCE LIMITED 365D CP 30OCT26 | Financial | Commercial Paper | 6.5875% |
| HDFC BANK LIMITED CD 24FEB27 | Financial | Certificate of Deposit | 6.1051% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 22JAN27 | Financial | Certificate of Deposit | 5.6491% |
| CANARA BANK CD 02MAR27 | Financial | Certificate of Deposit | 4.8813% |
| IDBI Bank Ltd CD | Financial | Certificate of Deposit | 4.8614% |
| EMBASSY OFFICE PARKS REIT 364D CP 12MAR27 | Real Estate | Commercial Paper | 4.8596% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 28JAN27 | Financial | Certificate of Deposit | 3.6805% |
Fund management
RO
Rohan Maru
Since 2024 · Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.
Mr. Maru is M.Com and MBA in Finance.
CH
Chandni Gupta
Since 2024 · Prior to joining Franklin India Mutual Fund, she has worked with ICICI Prudential Asset Management Company Limited Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.
She holds B.E. degree in IT and CFA degree from CFA Institute, USA.
RA
Rahul Goswami
Since 2023 · Prior to joining Franklin Templeton Mutual Fund, he has worked with ICICI Prudential AMC , UTI Bank Ltd. and Franklin Templeton Asset Management Pvt. Ltd.
Mr. Goswami is a B. Sc (Mathematics and MBA (Finance)
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - money market fund. Ranks 8 of 186 in its category over 1 year. Worst fall of -1.16% is larger than this category should typically see.
Strengths
- Ranks 8 of 186 in its category over 1 year.
Weaknesses
- Worst fall of -1.16% is larger than this category should typically see.
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None