Sharpe ratio
-0.36Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+3.39%1Y Absolute Return
-0.07%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Franklin India Medium to Long Duration Fund - Direct GrowthFund 1Y annualised return · 5Y history unavailable | ₹7,94,261 | ₹7,32,612 | ₹61,649 | +3.39% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age2.1 yrs
Fund information
Scheme code152851
ISININF090I01XG4
BenchmarkCRISIL Medium to Long Duration Debt A-III Index
CategoryDebt Scheme - Medium to Long Duration Fund
Expense ratio0.34%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
22nd / 101 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.66% | — | — |
| 3M | -3.83% | — | — |
| 6M | +5.25% | — | — |
| 1Y | +3.39% | — | +1.72% |
| Since Launch | +5.73% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-0.59Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
2.06%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
3.22How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt92.48%
Cash7.52%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 14 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 31754 HAR 29JU32 7.86 FV RS 100 | Unspecified | State Development Loan | 11.6523% |
| 7.71% GOI 18-May-2066 | Entities | GOI Securities | 10.9996% |
| POONAWALLA FINCORP LIMITED SR G1 TR 1 7.55 NCD 25MR27 FVRS1LAC | Financial | Debenture | 10.3551% |
| STATE DEVELOPMENT LOAN 35482 TN 22JN35 7.15 FV RS 100 | Unspecified | State Development Loan | 8.1602% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 8.1054% |
| Cash/Net Current Assets | Unspecified | Cash/Net Current Assets | 7.5196% |
| STATE DEVELOPMENT LOAN 20758 AP 08AG29 8.42 FV RS 100 | Financial | State Development Loan | 7.2947% |
| STATE DEVELOPMENT LOAN 37162 MH 04MR47 7.66 FV RS 100 | Unspecified | State Development Loan | 6.9859% |
| JUBILANT BEVERAGES LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 6.5576% |
| STATE DEVELOPMENT LOAN 31213 J&K 29DC36 7.14 FV RS 100 | Unspecified | State Development Loan | 6.3375% |
Fund management
CH
Chandni Gupta
Since 2024 · Prior to joining Franklin India Mutual Fund, she has worked with ICICI Prudential Asset Management Company Limited Morgan Stanley Investment Management, HSBC Bank, Standard Chartered Mutual Fund.
She holds B.E. degree in IT and CFA degree from CFA Institute, USA.
AN
Anuj Tagra
Since 2024 · Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.
Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - medium to long duration fund. Losses and swings stayed contained — worst fall -1.8%, volatility 2.1%. Top 10 holdings make up 84% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -1.8%, volatility 2.1%.
- Ranks 22 of 101 in its category over 1 year.
Weaknesses
- Top 10 holdings make up 84% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 84% of the portfolio.
- Unspecified makes up 52% — trouble in that sector hits the whole fund.