Sharpe ratio
-4.91Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.63%1Y Absolute Return
+0.04%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Franklin India Liquid Fund - Super Institutional - Direct - GrowthFund 5Y annualised return | ₹8,56,557 | ₹7,32,612 | ₹1,23,945 | +6.48% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code118577
ISININF090I01JV2
BenchmarkNIFTY Liquid Index A-I
CategoryDebt Scheme - Liquid Fund
Expense ratio0.14%
Exit loadExit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Minimum SIP₹500 SIP
Return comparison
7th / 360 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +7.08% | — | — |
| 3M | +6.44% | — | — |
| 6M | +6.83% | — | — |
| 1Y | +6.63% | — | -3.10% |
| 3Y | +6.96% | — | -0.91% |
| 5Y | +6.48% | — | -1.97% |
| 10Y | +6.17% | — | — |
| Since Launch | +6.91% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-21.26Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.18%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
44.44How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio130%
Debt129.60%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 40 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC SECURITIES LIMITED 91D CP 11SEP26 | Financial | Commercial Paper | 9.8152% |
| UNION BANK OF INDIA CD 04SEP26 | Financial | Certificate of Deposit | 8.4811% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II 7.44 BD 04SP26 FVRS1LAC | Financial | Debenture | 8.0129% |
| REC LIMITED SR 221 7.51 BD 31JL26 FVRS1LAC | Financial | Debenture | 7.3333% |
| BANK OF BARODA CD 20AUG26 | Financial | Certificate of Deposit | 7.3104% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 03SEP26 | Financial | Commercial Paper | 6.7834% |
| CANARA BANK CD 18AUG26 | Financial | Certificate of Deposit | 5.102% |
| HDFC BANK LIMITED CD 21AUG26 | Financial | Certificate of Deposit | 5.1001% |
| HDFC Bank Limited (25/08/2026) ** # | Financial | Certificate of Deposit | 5.0969% |
| IIFL HOME FINANCE LIMITED 91D CP 09SEP26 | Financial | Commercial Paper | 5.0681% |
Fund management
RO
Rohan Maru
Since 2024 · Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.
Mr. Maru is M.Com and MBA in Finance.
PA
Pallab Roy
Since 2012 · He has been associated with Franklin Templeton Investments since 2001.
Mr. Roy is a M.Com and MBA (Finance).
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - liquid fund. NAV has been stable for its category — worst fall -0.16% with 0.2% volatility.
Strengths
- NAV has been stable for its category — worst fall -0.16% with 0.2% volatility.
- Same fund manager for 14+ years — the strategy has not chopped and changed.
- Ranks 7 of 360 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None