Sharpe ratio
0.30Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.32%1Y Absolute Return
-0.23%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Franklin India Equity Savings Fund- Growth DirectFund 5Y annualised return | ₹8,65,297 | ₹7,32,612 | ₹1,32,685 | +6.89% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age8.2 yrs
Fund information
Scheme code144466
ISININF090I01PD7
BenchmarkNIFTY Equity Savings TRI
CategoryHybrid Scheme - Equity Savings
Expense ratio0.83%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
24th / 131 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +33.36% | — | — |
| 3M | +5.72% | — | — |
| 6M | +7.88% | — | — |
| 1Y | +4.32% | — | +1.29% |
| 3Y | +7.66% | — | +5.55% |
| 5Y | +6.89% | — | +4.44% |
| Since Launch | +8.19% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.41Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
2.99%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.49How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Hedged Equity49.55%
Debt28.39%
Equity19.17%
Cash2.89%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 106 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 49.5475% |
| Axis Bank Ltd | Financial | Equity | 6.4084% |
| Bharti Airtel Ltd | Technology | Equity | 4.2878% |
| 7.37% GOI CG 23-10-2028 | Entities | GOI Securities | 4.2117% |
| JUBILANT BEVCO LIMITED NCD 31MY28 FVRS1LAC | Consumer Staples | Debenture | 4.1758% |
| NTPC Ltd | Energy & Utilities | Equity | 4.1488% |
| ICICI Bank Ltd | Financial | Equity | 4.0415% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 3.4856% |
| Mahindra & Mahindra Ltd | Consumer Discretionary | Equity | 3.4161% |
| Hindustan Aeronautics Ltd | Industrials | Equity | 3.2915% |
Fund management
RA
Rajasa Kakulavarapu
Since 2021 · Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.
Ms. Kakulavarapu has done B.Tech and MBA.
VE
Venkatesh Sanjeevi
Since 2024 · Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Pictet Asset Management, London, ICICI Prudential AMC, Edelweiss Asset Mgmt. Ltd., Edelweiss Securities Ltd. and Hindustan Unilever Ltd.
Mr. Sanjeevi is a PGDM (IIM- Ahmedabad), CA, B.Com
RO
Rohan Maru
Since 2024 · Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential Mutual Fund, Kotak Mahindra AMC as Fixed Income Dealer and Integreon Managed Solutions as a Research Associate.
Mr. Maru is M.Com and MBA in Finance.
SA
Sandeep Manam
Since 2021 · Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Cognizant Technology Solutions, Shapoorji Pallonji & Company Private Limited.
Mr. Manam is a PGDM (IIM-Ahmedabad), B.Tech (Electronics & Communication Engg.)- National Institute of Technology Calicut
AN
Anuj Tagra
Since 2024 · Prior to joining Franklin India Mutual Fund, he has worked with ICICI Prudential AMC, Union Bank of India and Fidelity Investments.
Mr. Anuj Tagra is a graduate of Guru Gobind Singh Indraprastha University and an MBA from Narsee Monjee Institute of Management Studies
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk hybrid scheme - equity savings fund. Ahead of its category average over 3Y by 2.1 points. Has fallen sharply before — down -16.7% at its worst.
Strengths
- Ahead of its category average over 3Y by 2.1 points.
- Recovered from its worst fall in 5 months.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
- Ranks 24 of 131 in its category over 1 year.
Weaknesses
- Has fallen sharply before — down -16.7% at its worst.
Ideal investor
- Needs a 2–3+ years horizon to ride out its low to moderate risk level.
Risk drivers
- None