Sharpe ratio
0.60Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
-2.50%1Y Absolute Return
-0.35%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Franklin India Dividend Yield Fund - Direct - GrowthFund 5Y annualised return | ₹9,65,054 | ₹7,32,612 | ₹2,32,442 | +11.22% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.14
₹1 Lakh since launch₹1.14 Lakh
Fund age13.9 yrs
Fund information
Scheme code118527
ISININF090I01IT8
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - Dividend Yield Fund
Expense ratio1.35%
Exit loadExit load of 1% if redeemed within 1 year
Minimum SIP₹500 SIP
Return comparison
28th / 42 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +54.95% | — | — |
| 3M | -9.14% | — | — |
| 6M | +0.36% | — | — |
| 1Y | -2.50% | — | -1.17% |
| 3Y | +11.18% | — | +10.49% |
| 5Y | +11.22% | — | +9.48% |
| 10Y | +14.74% | — | — |
| Since Launch | +14.32% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.83Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
11.80%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.38How well the fund rewarded investors relative to its biggest decline.
Low
Returns have been modest compared to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity87.49%
Real Estate9.35%
Cash3.16%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 50 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| State Bank of India | Financial | Equity | 5.3924% |
| HDFC Bank Ltd | Financial | Equity | 4.5393% |
| MediaTek (Taiwan) Forgn. Eq | Industrials | Foreign - Equity | 4.4184% |
| ICICI Bank Ltd | Financial | Equity | 4.2124% |
| Embassy Office Parks REIT | Real Estate | Real Estate Investment Trusts | 4.1527% |
| NTPC Ltd | Energy & Utilities | Equity | 4.1358% |
| Cash/Net Current Assets | Unspecified | Cash/Net Current Assets | 3.1609% |
| Infosys Ltd | Technology | Equity | 3.1531% |
| Coal India Ltd | Materials | Equity | 2.8742% |
| ITC Ltd | Consumer Staples | Equity | 2.8253% |
Fund management
AJ
Ajay Argal
Since 2023 · Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Baring Asset Management (Asia) Ltd., Aditya Birla Sunlife Mutual Fund and UTI AMC where he handled various aspects of investments function including managing offshore funds, equity funds, balanced funds, equity research & equity dealing.
Mr. Argal is a B.Tech from (IIT,Mumbai) & PGDM (IIM,Bangalore).
SA
Sandeep Manam
Since 2021 · Prior to joining Franklin Templeton Asset Management (India) Pvt. Ltd., he has worked with Cognizant Technology Solutions, Shapoorji Pallonji & Company Private Limited.
Mr. Manam is a PGDM (IIM-Ahmedabad), B.Tech (Electronics & Communication Engg.)- National Institute of Technology Calicut
RA
Rajasa Kakulavarapu
Since 2021 · Prior to joining Franklin Templeton Mutual Fund, she has worked with Jefferies India Pvt. Ltd. and Credit Suisse Securities (India) Pvt. Ltd.
Ms. Kakulavarapu has done B.Tech and MBA.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - dividend yield fund. Ahead of its category average over 3Y by 0.7 points. Has fallen sharply before — down -38.0% at its worst.
Strengths
- Ahead of its category average over 3Y by 0.7 points.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
Weaknesses
- Has fallen sharply before — down -38.0% at its worst.
- Ranks 28 of 42 in its category over 1 year.
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 11.8% volatility.
Risk drivers
- None