Sharpe ratio
0.62Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.64%1Y Absolute Return
-0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| DSP Low Duration Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,56,345 | ₹7,32,612 | ₹1,23,733 | +6.47% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age11.7 yrs
Fund information
Scheme code133925
ISININF740K013Q1
BenchmarkNIFTY Low Duration Debt Index A-I
CategoryDebt Scheme - Low Duration Fund
Expense ratio0.31%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
64th / 226 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.34% | — | — |
| 3M | +4.06% | — | — |
| 6M | +6.33% | — | — |
| 1Y | +5.64% | — | +2.45% |
| 3Y | +7.03% | — | +3.20% |
| 5Y | +6.47% | — | +3.00% |
| 10Y | +6.71% | — | — |
| Since Launch | +7.05% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.09Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
0.68%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
4.78How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt99.54%
Cash0.46%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 102 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC | Technology | Debenture | 4.31% |
| BANK OF BARODA CD 08JAN27 | Financial | Certificate of Deposit | 3.41% |
| REC LIMITED SR 236-B 7.56 BD 31AG27 FVRS1LAC | Financial | Debenture | 3.14% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR II RR BD 04JU29 FVRS1LAC | Financial | Bonds | 2.99% |
| BAJAJ HOUSING FINANCE LIMITED 8.10 NCD 08JL27 FVRS1LAC | Financial | Debenture | 2.56% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC | Financial | Bonds | 2.51% |
| Reverse Repo | Unspecified | Reverse Repo | 2.45% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25C 7.44 BD 24FB28 FVRS1LAC | Financial | Bonds | 2.42% |
| Uttar Pradesh State SDL 6.85 23/11/2026 | Unspecified | State Development Loan | 2.32% |
| LIC HOUSING FINANCE LIMITED TR- 353 7.75 LOA 23NV27 FVRS10LAC | Financial | Non Convertible Debenture | 1.86% |
Fund management
KA
Karan Mundhra
Since 2022 · He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
Mr. Mundra is a B. COM. and Charted Accountant (CA)
SH
Shalini Vasanta
Since 2023 · Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Mr. Vasanta has done BA and MBA (Finance)
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - low duration fund. Losses and swings stayed contained — worst fall -1.5%, volatility 0.7%. Financial makes up 82% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -1.5%, volatility 0.7%.
- Recovered from its worst fall in 1 months.
- Well spread out — top 10 holdings are only 28% of the portfolio.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Financial makes up 82% — trouble in that sector hits the whole fund.