Sharpe ratio
1.11Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+6.54%1Y Absolute Return
-0.00%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| DSP Ultra Short Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,62,086 | ₹7,32,612 | ₹1,29,474 | +6.74% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code119205
ISININF740K01ON5
BenchmarkCRISIL Ultra Short Duration Debt A-I Index
CategoryDebt Scheme - Ultra Short Duration Fund
Expense ratio0.30%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
22nd / 209 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.27% | — | — |
| 3M | +5.76% | — | — |
| 6M | +6.99% | — | — |
| 1Y | +6.54% | — | +2.44% |
| 3Y | +7.30% | — | +2.87% |
| 5Y | +6.74% | — | +2.76% |
| 10Y | +6.39% | — | — |
| Since Launch | +7.11% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.75Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
0.50%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
6.64How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio102%
Debt102.25%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 92 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| CANARA BANK CD 04MAR27 | Financial | Certificate of Deposit | 4.29% |
| GODREJ PROPERTIES LIMITED SR A 8.15 LOA 03JL26 FVRS1LAC | Real Estate | Non Convertible Debenture | 3.18% |
| HDFC BANK LIMITED CD 05FEB27 | Financial | Certificate of Deposit | 3.07% |
| GOVERNMENT OF INDIA 37176 182 DAYS TBILL 03SP26 FV RS 100 | Financial | Treasury Bills | 2.54% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED 163D CP 09OCT26 | Financial | Commercial Paper | 2.51% |
| AXIS BANK LIMITED CD 07DEC26 | Financial | Certificate of Deposit | 2.49% |
| KOTAK MAHINDRA BANK LIMITED CD 21DEC26 | Financial | Certificate of Deposit | 2.48% |
| National Bank For Agriculture and Rural Development (04/02/2027) ** | Financial | Certificate of Deposit | 2.46% |
| HDFC BANK LIMITED CD 24FEB27 | Financial | Certificate of Deposit | 2.45% |
| THE FEDERAL BANK LIMITED CD 04MAR27 | Financial | Certificate of Deposit | 2.45% |
Fund management
KA
Karan Mundhra
Since 2021 · He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
Mr. Mundra is a B. COM. and Charted Accountant (CA)
SH
Shalini Vasanta
Since 2024 · Prior to joining DSP Mutual Fund, he has worked with ICRA as Senior Analyst
Mr. Vasanta has done BA and MBA (Finance)
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk debt scheme - ultra short duration fund. Losses and swings stayed contained — worst fall -1.1%, volatility 0.5%. Financial makes up 86% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -1.1%, volatility 0.5%.
- Recovered from its worst fall in 2 months.
- Well spread out — top 10 holdings are only 28% of the portfolio.
- Same fund manager for 6+ years — the strategy has not chopped and changed.
- Ranks 22 of 209 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Financial makes up 86% — trouble in that sector hits the whole fund.