Sharpe ratio
1.34Return earned for the risk taken.
Good
Good risk-adjusted returns. The fund has delivered strong returns for its level of risk.
+7.34%1Y Absolute Return
-0.45%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| DSP Multi Asset Allocation Fund - Direct - GrowthFund 3Y annualised return · 5Y history unavailable | ₹11,57,095 | ₹7,32,612 | ₹4,24,483 | +18.14% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.18
₹1 Lakh since launch₹1.18 Lakh
Fund age3.1 yrs
Fund information
Scheme code152056
ISININF740KA1TE9
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio0.63%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.
Minimum SIP₹100 SIP
Return comparison
18th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +51.78% | — | — |
| 3M | -7.94% | — | — |
| 6M | +0.99% | — | — |
| 1Y | +7.34% | — | +3.20% |
| 3Y | +18.14% | — | +13.01% |
| Since Launch | +17.85% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.94Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
10.97%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.84How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity64.93%
Debt17.47%
Commodities9.16%
Real Estate5.02%
Cash3.42%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 101 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Reverse Repo | Unspecified | Reverse Repo | 11.6517% |
| National Stock Exchange Of India Ltd Index ID | Financial | Index Derivatives | 9.6522% |
| DSP Gold ETF - Growth | Unspecified | Mutual Fund | 9.3772% |
| DSP NIFTY 50 Equal Weight ETF - Growth | Unspecified | Mutual Fund | 6.0164% |
| HDFC Bank Ltd | Financial | Equity | 4.0943% |
| Axis Bank Ltd | Financial | Equity | 3.5009% |
| DSP BlackRock Liquidity Institutional Plan Direct-Growth | Unspecified | Mutual Fund | 2.9707% |
| ICICI Bank Ltd | Financial | Equity | 2.9468% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 2.57% |
| Bharti Airtel Ltd | Technology | Equity | 1.9594% |
Fund management
RA
Ravi Gehani
Since 2023 · Prior to joining DSP Mutual Fund, he has worked with Muthoot Exim Pvt Ltd., Bullion Price Risk, Products and Operations, S-Ancial Global Solutions Pvt Ltd. and Latin Manharlal Commodities Pvt Ltd.
Mr. Gehani has done B.Com and MMS- Finance.
SH
Shantanu Godambe
Since 2024 · Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Mr. Godambehas done B.Com, MS (Finance) and CFA
AP
Aparna Karnik
Since 2023 · Prior to joining DSP Mutual Fund, she has worked with CRISIL Ratings.
Ms. Karnik is a Masters in Management Studies.
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - multi asset allocation fund. Ahead of its category average over 3Y by 5.1 points.
Strengths
- Ahead of its category average over 3Y by 5.1 points.
- Losses and swings stayed contained — worst fall -9.7%, volatility 11.0%.
- Recovered from its worst fall in 5 months.
- Well spread out — top 10 holdings are only 21% of the portfolio.
- Ranks 18 of 124 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 11.0% volatility.
Risk drivers
- None