Sharpe ratio
0.16Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.40%1Y Absolute Return
-0.15%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| DSP Bond Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,48,350 | ₹7,32,612 | ₹1,15,738 | +6.09% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code118924
ISININF740K01MZ3
BenchmarkCRISIL Medium Duration Debt A-III Index
CategoryDebt Scheme - Medium Duration Fund
Expense ratio0.42%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
34th / 83 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +8.00% | — | — |
| 3M | -2.45% | — | — |
| 6M | +4.94% | — | — |
| 1Y | +3.40% | — | +1.91% |
| 3Y | +6.85% | — | +4.03% |
| 5Y | +6.09% | — | +3.85% |
| 10Y | +5.85% | — | — |
| Since Launch | +6.87% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.21Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
1.66%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.26How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt98.59%
Cash1.41%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 13 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 31245 HAR 05JN32 7.13 FV RS 100 | Unspecified | State Development Loan | 14.22% |
| GOVERNMENT OF INDIA 37080 GOI 16FB31 6.36 FV RS 100 | Entities | GOI Securities | 14.09% |
| STATE DEVELOPMENT LOAN 32666 MH 01MR31 7.72 FV RS 100 | Unspecified | State Development Loan | 10.38% |
| 7.73% Maharashta State Government Securities | Unspecified | State Development Loan | 10.31% |
| STATE DEVELOPMENT LOAN 31356 KAR 09FB32 7.3 FV RS 100 | Unspecified | State Development Loan | 10.21% |
| STATE DEVELOPMENT LOAN 34991 CHT 25SP30 7.03 FV RS 100 | Unspecified | State Development Loan | 10.06% |
| STATE DEVELOPMENT LOAN 30517 MH 23JU31 6.83 FV RS 100 | Unspecified | State Development Loan | 9.79% |
| INDIAN BANK CD 09FEB27 | Financial | Certificate of Deposit | 9.46% |
| BANK OF BARODA CD 05FEB27 | Financial | Certificate of Deposit | 7.57% |
| GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100 | Entities | GOI Securities | 2.06% |
Fund management
KA
Karan Mundhra
Since 2021 · He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
Mr. Mundra is a B. COM. and Charted Accountant (CA)
VI
Vivekanand Ramakrishnan
Since 2021 · Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.
Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.
Compare similar funds
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Summary
A moderate-risk debt scheme - medium duration fund. Same fund manager for 6+ years — the strategy has not chopped and changed. Top 10 holdings make up 98% — a handful of stocks can swing returns sharply.
Strengths
- Same fund manager for 6+ years — the strategy has not chopped and changed.
Weaknesses
- Top 10 holdings make up 98% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 98% of the portfolio.
- Unspecified makes up 67% — trouble in that sector hits the whole fund.