Sharpe ratio
0.68Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.44%1Y Absolute Return
-0.05%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| DSP FMP Series - 270 - 1172 Days - Direct - GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,67,231 | ₹7,32,612 | ₹1,34,619 | +6.98% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age3.7 yrs
Fund information
Scheme code151449
ISININF740KA1YR1
BenchmarkCRISIL Medium Duration Debt A-III Index
CategoryIncome
Expense ratio0.11%
Exit loadNil
Minimum SIP₹5,000
Return comparison
42nd / 98 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +8.29% | — | — |
| 3M | +1.15% | — | — |
| 6M | +6.18% | — | — |
| 1Y | +5.44% | — | +4.51% |
| 3Y | +6.98% | — | +6.55% |
| Since Launch | +7.11% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.40Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.21%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
11.22How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Not disclosed in the latest portfolio.
Top holdings
5 of 5 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 31624 MH 11MY29 7.61 FV RS 100 | Unspecified | State Development Loan | 72.71% |
| STATE DEVELOPMENT LOAN 21585 TN 10AP29 8.16 FV RS 100 | Unspecified | State Development Loan | 20.43% |
| STATE DEVELOPMENT LOAN 31559 MH 08AP29 7.11 FV RS 100 | Unspecified | State Development Loan | 3.44% |
| Reverse Repo | Unspecified | Reverse Repo | 3.18% |
| Net Receivables | Unspecified | Net Receivables | 0.24% |
Fund management
SA
Sandeep Yadav
Since 2023 · Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.
Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.
SH
Shantanu Godambe
Since 2024 · Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Mr. Godambehas done B.Com, MS (Finance) and CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk income fund. Ahead of its category average over 3Y by 0.4 points. Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Strengths
- Ahead of its category average over 3Y by 0.4 points.
- Losses and swings stayed contained — worst fall -0.6%, volatility 1.2%.
- Recovered from its worst fall in 0 months.
Weaknesses
- Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 3+ years horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 100% of the portfolio.