Sharpe ratio
0.10Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.75%1Y Absolute Return
-0.06%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| DSP Floater Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,58,041 | ₹7,32,612 | ₹1,25,429 | +6.55% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age5.6 yrs
Fund information
Scheme code148771
ISININF740KA1PV1
BenchmarkCRISIL Short Duration Debt A-II Index
CategoryDebt Scheme - Floater Fund
Expense ratio0.29%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
51st / 100 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +8.35% | — | — |
| 3M | +0.66% | — | — |
| 6M | +6.37% | — | — |
| 1Y | +4.75% | — | +3.13% |
| 3Y | +7.54% | — | +4.47% |
| 5Y | +6.55% | — | +3.97% |
| Since Launch | +6.56% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.19Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
1.45%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
8.68How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt84.27%
Cash15.73%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 14 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| CENTRAL GOVERNMENT LOAN 23277 GOI 22SP33 FLT FV RS 100 | Entities | GOI Securities Floating Rate Bond | 20.9% |
| Reverse Repo | Unspecified | Reverse Repo | 14.76% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 13.99% |
| REC LIMITED SR 238 7.31 BD 30SP39 FVRS1LAC | Financial | Bonds | 7.93% |
| STATE DEVELOPMENT LOAN 36772 MH 03DC40 7.43 FV RS 100 | Unspecified | State Development Loan | 7.58% |
| MINDSPACE BUSINESS PARKS REIT SR NCD16 6.9601 NCD 08DC28 FVRS1LAC | Real Estate | Debenture | 7.54% |
| KOTAK MAHINDRA BANK LIMITED CD 12FEB27 | Financial | Certificate of Deposit | 7.28% |
| CANARA BANK CD 12FEB27 | Financial | Certificate of Deposit | 7.28% |
| BHARTI TELECOM LIMITED SR XXV 7.35 NCD 15OT27 FVRS1LAC | Technology | Debenture | 6.35% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 3.09% |
Fund management
SH
Shantanu Godambe
Since 2023 · Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Mr. Godambehas done B.Com, MS (Finance) and CFA
KA
Karan Mundhra
Since 2024 · He is working with DSP Mutual Fund since april 2012, he has Over 9 years of experience.
Mr. Mundra is a B. COM. and Charted Accountant (CA)
Compare similar funds
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Summary
A moderate-risk debt scheme - floater fund. Losses and swings stayed contained — worst fall -0.8%, volatility 1.4%. Top 10 holdings make up 97% — a handful of stocks can swing returns sharply.
Strengths
- Losses and swings stayed contained — worst fall -0.8%, volatility 1.4%.
- Recovered from its worst fall in 0 months.
Weaknesses
- Top 10 holdings make up 97% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 97% of the portfolio.