Sharpe ratio
0.32Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+1.17%1Y Absolute Return
-0.28%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| DSP Strategic Bond Fund - Direct Plan - GrowthFund 5Y annualised return | ₹8,35,307 | ₹7,32,612 | ₹1,02,695 | +5.46% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age13.9 yrs
Fund information
Scheme code119239
ISININF740K01QG4
BenchmarkCRISIL Dynamic Bond A-III Index
CategoryDebt Scheme - Dynamic Bond
Expense ratio0.53%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
89th / 160 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +3.85% | — | — |
| 3M | -9.13% | — | — |
| 6M | +3.11% | — | — |
| 1Y | +1.17% | — | +1.66% |
| 3Y | +5.85% | — | +3.62% |
| 5Y | +5.46% | — | +3.39% |
| 10Y | +6.38% | — | — |
| Since Launch | +7.51% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.47Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
3.28%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.67How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt90.72%
Cash9.28%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 16 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 19.65% |
| GOVERNMENT OF INDIA 35840 GOI 15AP65 6.9 FV RS 100 | Entities | GOI Securities | 17.52% |
| Net Receivables | Unspecified | Net Receivables | 7.94% |
| POWER FINANCE CORPORATION LIMITED SR 240 7.32 BD 15JL39 FVRS1LAC | Financial | Debenture | 7.79% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR III 7.40 BD 18JU31 FVRS1LAC | Financial | Bonds/NCDs | 7.48% |
| 7.36% SBI LTB 27 JUNE 2039 | Financial | Bonds | 7.43% |
| STATE DEVELOPMENT LOAN 36772 MH 03DC40 7.43 FV RS 100 | Unspecified | State Development Loan | 6.67% |
| GOI Sec 7.17 17/04/2030 | Entities | GOI Securities | 6.19% |
| TORRENT PHARMACEUTICALS LTD SR 4 7.80 NCD 17JN31 FVRS1LAC | Healthcare | Non Convertible Debenture | 3.85% |
| CHOLAMANDALAM INVESTMENT AND FINANCE COMPANY LIMITED SR 659 7.83 NCD 28JU28 FVRS1LAC | Financial | Debenture | 3.7% |
Fund management
SH
Shantanu Godambe
Since 2023 · Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Mr. Godambehas done B.Com, MS (Finance) and CFA
SA
Sandeep Yadav
Since 2022 · Prior to joining DSP, he has worked with Cognizant Technologies, Hughes Services and Mahindra British Telecom.
Mr. Yadav is a Computer Engineer (Pune University), PGDBM (IIM Bangalore) and a CFA chartered holder.
KU
Kunal Khudania
Since 2025 · Prior to joing the DSP MF, he was associated with Mirae Asset Investment Managers India Private Ltd, Futures First Info Services Private Ltd,
Chartered Accountant B.Com (Honors)
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Summary
A moderate-risk debt scheme - dynamic bond fund. Recovered from its worst fall in 1 months. Top 10 holdings make up 88% — a handful of stocks can swing returns sharply.
Strengths
- Recovered from its worst fall in 1 months.
Weaknesses
- Top 10 holdings make up 88% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 88% of the portfolio.