Sharpe ratio
0.54Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.13%1Y Absolute Return
-0.41%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| DSP Dynamic Asset Allocation Fund - Direct Plan - GrowthFund 5Y annualised return | ₹9,21,872 | ₹7,32,612 | ₹1,89,260 | +9.42% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.10
₹1 Lakh since launch₹1.10 Lakh
Fund age12.8 yrs
Fund information
Scheme code126393
ISININF740K01K81
BenchmarkCRISIL Hybrid 50+50 Moderate Index
CategoryHybrid Scheme - Dynamic Asset Allocation or Balanced Advantage
Expense ratio1.13%
Exit loadExit load of 1%, if redeemed within 1 months.
Minimum SIP₹100 SIP
Return comparison
6th / 145 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +112.55% | — | — |
| 3M | +11.94% | — | — |
| 6M | +14.03% | — | — |
| 1Y | +6.13% | — | +0.31% |
| 3Y | +12.03% | — | +7.18% |
| 5Y | +9.42% | — | +6.13% |
| 10Y | +10.05% | — | — |
| Since Launch | +10.20% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.76Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
7.04%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.53How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity46.78%
Debt26.76%
Hedged Equity21.56%
Cash4.90%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 96 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Cash Margin | Unspecified | Cash Margin | 22.21% |
| ICICI Bank Ltd | Financial | Equity | 6.36% |
| HDFC Bank Ltd | Financial | Equity | 5.59% |
| Axis Bank Ltd | Financial | Equity | 3.99% |
| GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100 | Entities | GOI Securities | 2.92% |
| State Bank of India | Financial | Equity | 2.66% |
| HDFC Bank Ltd Futures | Financial | Futures | 2.48% |
| Net Receivables | Unspecified | Net Receivables | 2.45% |
| Bharti Airtel Ltd Futures | Technology | Futures | 2.29% |
| Bandhan Bank Ltd Futures | Financial | Futures | 2.12% |
Fund management
KA
Kaivalya Nadkarni
Since 2024 · Prior to joining DSP Mutual Fund, she has worked with ICICI Prudential MF, RSN & Company and G.M.Kapadia & Co
Ms. Nadkarni has done B.Com, CA, CS and CFA
SH
Shantanu Godambe
Since 2024 · Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Mr. Godambehas done B.Com, MS (Finance) and CFA
RO
Rohit Singhania
Since 2023 · Prior to joining DSP AMC he has worked with HDFC Securities Ltd. and IL&FS Investsmart Limited.
Mr. Singhania is an MMS.
PR
Preethi R S
Since 2025 · Prior to joining DSP Mutual Fund, she has worked with PwC India, UTI Mutual Fund.
Ms. R S is B.E and MBA (Finance).
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk hybrid scheme - dynamic asset allocation or balanced advantage fund. Ahead of its category average over 3Y by 4.8 points. Financial makes up 59% — trouble in that sector hits the whole fund.
Strengths
- Ahead of its category average over 3Y by 4.8 points.
- Recovered from its worst fall in 4 months.
- Well spread out — top 10 holdings are only 25% of the portfolio.
- Ranks 6 of 145 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its moderately high risk level.
Risk drivers
- Financial makes up 59% — trouble in that sector hits the whole fund.