Sharpe ratio
0.39Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+3.10%1Y Absolute Return
-0.17%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| DSP CRISIL-IBX 50 50 Gilt Plus SDL - April 2033 Index Fund - Direct - GrowthFund 3Y annualised return · 5Y history unavailable | ₹8,72,417 | ₹7,32,612 | ₹1,39,805 | +7.22% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age3.8 yrs
Fund information
Scheme code151329
ISININF740KA1SB7
BenchmarkCRISIL-IBX 50:50 Gilt Plus SDL - April 2033
CategoryOther Scheme - Index Funds
Expense ratio0.15%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
496th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +13.36% | — | — |
| 3M | -4.94% | — | — |
| 6M | +4.70% | — | — |
| 1Y | +3.10% | — | +1.74% |
| 3Y | +7.22% | — | +9.75% |
| Since Launch | +7.25% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.66Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
2.53%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.67How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt96.62%
Cash3.38%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 13 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 31909 GOI 22AG32 7.26 FV RS 100 | Entities | GOI Securities | 36.23% |
| GOVERNMENT OF INDIA 32584 GOI 06FB33 7.26 FV RS 100 | Entities | GOI Securities | 13.01% |
| STATE DEVELOPMENT LOAN 32706 MH 08MR33 7.7 FV RS 100 | Unspecified | State Development Loan | 11.85% |
| 7.74% Maharashtra SDL 2033 | Unspecified | State Development Loan | 10.29% |
| STATE DEVELOPMENT LOAN 32546 MH 25JN33 7.64 FV RS 100 | Unspecified | State Development Loan | 9.19% |
| STATE DEVELOPMENT LOAN 32565 GUJ 01FB33 7.65 FV RS 100 | Industrials | State Development Loan | 3.67% |
| STATE DEVELOPMENT LOAN 32720 GUJ 15MR33 7.68 FV RS 100 | Industrials | State Development Loan | 3.65% |
| Reverse Repo | Unspecified | Reverse Repo | 3.11% |
| 7.64% Telangana SDL 2033 | Financial | State Development Loan | 2.93% |
| STATE DEVELOPMENT LOAN 32446 KAR 28DC32 7.6 FV RS 100 | Unspecified | State Development Loan | 2.47% |
Fund management
SH
Shantanu Godambe
Since 2023 · Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Mr. Godambehas done B.Com, MS (Finance) and CFA
Compare similar funds
No comparable category funds are available yet.
Summary
A moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -2.7%, volatility 2.5%. Trailing its category average over 3Y by 2.5 points.
Strengths
- Losses and swings stayed contained — worst fall -2.7%, volatility 2.5%.
Weaknesses
- Trailing its category average over 3Y by 2.5 points.
- Top 10 holdings make up 96% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its moderate risk level.
Risk drivers
- Top 10 holdings = 96% of the portfolio.