Sharpe ratio
0.45Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+5.84%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| DSP Corporate Bond Fund - Direct - GrowthFund 5Y annualised return | ₹8,48,978 | ₹7,32,612 | ₹1,16,366 | +6.12% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age8.2 yrs
Fund information
Scheme code144646
ISININF740KA1KE8
BenchmarkCRISIL Corporate Debt A-II
CategoryDebt Scheme - Corporate Bond Fund
Expense ratio0.30%
Exit loadNil
Minimum SIP₹100 SIP
Return comparison
1st / 165 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.50% | — | — |
| 3M | +5.65% | — | — |
| 6M | +6.91% | — | — |
| 1Y | +5.84% | — | +1.25% |
| 3Y | +7.39% | — | +3.56% |
| 5Y | +6.12% | — | +2.78% |
| Since Launch | +7.18% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.77Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
0.58%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
2.26How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio104%
Debt104.13%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 51 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Reverse Repo | Unspecified | Reverse Repo | 9.97% |
| GOVERNMENT OF INDIA 31719 GOI 20JU27 7.38 FV RS 100 | Entities | GOI Securities | 8.32% |
| LIC HOUSING FINANCE LIMITED TR 419 OPT II 6.65 LOA 15FB27 FVRS10LAC | Financial | Bonds/NCDs | 5.82% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SERIES MIF 1A 6.57 LOA 01JU27 FVRS10LAC | Financial | Debenture | 4.94% |
| KOTAK MAHINDRA PRIME LIMITED 8.1350 NCD 10FB27 FVRS1LAC | Financial | Non Convertible Debenture | 4.92% |
| INDIAN OIL CORPORATION LIMITED SR XXI 6.14 LOA 18FB27 FVRS10LAC | Energy & Utilities | Debenture | 4.83% |
| Indian Railway Finance Corporation Ltd SR-118 Bonds 7.83 21/03/2027 | Financial | Bonds | 4.03% |
| RURAL ELECTRIFICATION CORPORATION LIMITED SR 211 6.23 BD 31OT31 FVRS10LAC | Financial | Bonds/NCDs | 3.35% |
| Indian Railway Finance Corporation Ltd SR-121 Bonds 7.27 15/06/2027 | Financial | Bonds | 3.28% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD 6 6.40 LOA 29SP26 FVRS10LAC | Industrials | Non Convertible Debenture | 2.98% |
Fund management
SH
Shantanu Godambe
Since 2024 · Prior to joining DSP Mutual Fund, he has worked with Yes Bank, Prebon Yamane and ICAP India Private Limited
Mr. Godambehas done B.Com, MS (Finance) and CFA
VI
Vivekanand Ramakrishnan
Since 2021 · Prior to joining DSP Investment Managers. He has worked with ICICI Prudential Mutual Fund, Standard Chartered Bank, Vikram Ispat as Marketing Executive and with CRISIL as manager-rating.
Mr. Ramakrishnan is a B.Tech from IIT Madras, MS and PHD from University of Southern California.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - corporate bond fund. Recovered from its worst fall in 4 months. Financial makes up 73% — trouble in that sector hits the whole fund.
Strengths
- Recovered from its worst fall in 4 months.
- Same fund manager for 5+ years — the strategy has not chopped and changed.
- Ranks 1 of 165 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Financial makes up 73% — trouble in that sector hits the whole fund.