Sharpe ratio
0.64Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+10.86%1Y Absolute Return
-0.32%1D
Loading NAV history…
Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| DSP Banking & Financial Services Fund - Direct - GrowthFund 1Y annualised return · 5Y history unavailable | ₹9,56,213 | ₹7,32,612 | ₹2,23,601 | +10.86% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.17
₹1 Lakh since launch₹1.17 Lakh
Fund age2.9 yrs
Fund information
Scheme code152206
ISININF740KA1TQ3
BenchmarkNIFTY Financial Services TRI
CategoryEquity Scheme - Sectoral/ Thematic
Expense ratio0.77%
Exit loadExit load of 0.50%, if redeemed within 1 month.
Minimum SIP₹100 SIP
Return comparison
202nd / 932 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +168.77% | — | — |
| 3M | +4.64% | — | — |
| 6M | +19.88% | — | — |
| 1Y | +10.86% | — | +4.16% |
| Since Launch | +16.81% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.92Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
18.76%How much the fund’s returns fluctuate over time.
High volatility
Returns can swing significantly.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.14How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Allocation data has not been disclosed.
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 37 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| ICICI Bank Ltd | Financial | Equity | 10.3% |
| Axis Bank Ltd | Financial | Equity | 7.09% |
| Cholamandalam Investment & Finance Company Ltd | Financial | Equity | 5.76% |
| Bajaj Finance Ltd | Financial | Equity | 5.03% |
| State Bank of India | Financial | Equity | 4.85% |
| Shriram Transport Finance Company Ltd | Financial | Equity | 4.65% |
| Ujjivan Small Finance Bank Ltd | Financial | Equity | 4.57% |
| Kotak Mahindra Bank Ltd | Financial | Equity | 4.24% |
| SBI Life Insurance Company Ltd | Financial | Equity | 4.2% |
| PB Fintech Ltd | Financial | Equity | 4.19% |
Fund management
PR
Preethi R S
Since 2025 · Prior to joining DSP Mutual Fund, she has worked with PwC India, UTI Mutual Fund.
Ms. R S is B.E and MBA (Finance).
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - sectoral/ thematic fund. Losses and swings stayed contained — worst fall -14.7%, volatility 18.8%. Financial makes up 97% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -14.7%, volatility 18.8%.
- Recovered from its worst fall in 3 months.
- Ranks 202 of 932 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 5–7+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 18.8% volatility.
Risk drivers
- Financial makes up 97% — trouble in that sector hits the whole fund.