Sharpe ratio
0.79Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+6.12%1Y Absolute Return
-0.02%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| BARODA BNP PARIBAS LOW DURATION Fund - Direct Plan - Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹8,73,502 | ₹7,32,612 | ₹1,40,890 | +7.27% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age4.7 yrs
Fund information
Scheme code150169
ISININF251K01GJ7
BenchmarkCRISIL Low Duration Debt A-I Index
CategoryDebt Scheme - Low Duration Fund
Expense ratio0.29%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
7th / 226 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.59% | — | — |
| 3M | +5.05% | — | — |
| 6M | +6.82% | — | — |
| 1Y | +6.12% | — | +2.45% |
| 3Y | +7.27% | — | +3.20% |
| Since Launch | +6.85% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.63Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
0.59%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
11.13How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt97.72%
Cash2.28%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 33 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| INDIAN RAILWAY FINANCE CORPORATION LIMITED SR 171 7.23 BD 15OT26 FVRS1LAC | Financial | Debenture | 7.31% |
| INDUSIND BANK LTD. CD 27JAN27 | Financial | Certificate of Deposit | 7.01% |
| LIC HOUSING FINANCE LIMITED TR 417 OPT I 6.40 LOA 30NV26 FVRS10LAC | Financial | Debenture | 6.18% |
| PNB HOUSING FINANCE LIMITED SR LXV 8.15 NCD 29JL27 FVRS1LAC | Financial | Debenture | 5.32% |
| Small Industries Dev Bank of India (18/02/2027) ** | Financial | Certificate of Deposit | 5.24% |
| REC LIMITED SR 248A 6.52 BD 31JN28 FVRS1LAC | Financial | Debenture | 4.7% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 24A 7.5 BD 31AU26 FVRS1LAC | Financial | Floating Rate Bond | 4.2% |
| PIRAMAL FINANCE LIMITED 9 NCD 28JU27 FVRS1LAC | Financial | Non Convertible Debenture | 3.67% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD 6 6.40 LOA 29SP26 FVRS10LAC | Industrials | Non Convertible Debenture | 3.64% |
| MINDSPACE BUSINESS PARKS REIT SR NCD14 7 NCD 14SP27 FVRS1LAC | Real Estate | Debenture | 3.64% |
Fund management
GU
Gurvinder Singh Wasan
Since 2024 · Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.
Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University.
VI
Vikram Pamnani
Since 2017 · Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Mr. Pamnani holds PGDM in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - low duration fund. Losses and swings stayed contained — worst fall -0.6%, volatility 0.6%. Financial makes up 73% — trouble in that sector hits the whole fund.
Strengths
- Losses and swings stayed contained — worst fall -0.6%, volatility 0.6%.
- Recovered from its worst fall in 2 months.
- Same fund manager for 9+ years — the strategy has not chopped and changed.
- Ranks 7 of 226 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 1–3 years depending on duration horizon to ride out its low to moderate risk level.
Risk drivers
- Financial makes up 73% — trouble in that sector hits the whole fund.