Sharpe ratio
0.61Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.37%1Y Absolute Return
-0.05%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Baroda BNP Paribas NIFTY SDL December 2028 Index Fund - Direct Plan - Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹8,77,423 | ₹7,32,612 | ₹1,44,811 | +7.45% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age3.6 yrs
Fund information
Scheme code151574
ISININF251K01RR7
BenchmarkNifty SDL Dec 2028
CategoryOther Scheme - Index Funds
Expense ratio0.20%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
398th / 1122 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +4.83% | — | — |
| 3M | +1.50% | — | — |
| 6M | +5.82% | — | — |
| 1Y | +4.37% | — | +1.74% |
| 3Y | +7.45% | — | +9.75% |
| Since Launch | +7.42% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.12Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
1.59%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
6.29How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt99.87%
Cash0.13%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
6 of 6 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| STATE DEVELOPMENT LOAN 21122 MH 26DC28 8.08 FV RS 100 | Unspecified | State Development Loan | 39.27% |
| STATE DEVELOPMENT LOAN 21126 TN 26DC28 8.08 FV RS 100 | Unspecified | State Development Loan | 29.05% |
| STATE DEVELOPMENT LOAN 21121 KAR 26DC28 8.08 FV RS 100 | Unspecified | State Development Loan | 17.4% |
| STATE DEVELOPMENT LOAN 21120 GUJ 26DC28 8.08 FV RS 100 | Industrials | State Development Loan | 8.61% |
| Others CBLO | Unspecified | CBLO | 5.54% |
| Net Receivables | Unspecified | Net Receivables | 0.13% |
Fund management
VI
Vikram Pamnani
Since 2024 · Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Mr. Pamnani holds PGDM in Finance.
GU
Gurvinder Singh Wasan
Since 2024 · Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.
Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk other scheme - index funds fund. Losses and swings stayed contained — worst fall -1.2%, volatility 1.6%. Trailing its category average over 3Y by 2.3 points.
Strengths
- Losses and swings stayed contained — worst fall -1.2%, volatility 1.6%.
- Recovered from its worst fall in 1 months.
Weaknesses
- Trailing its category average over 3Y by 2.3 points.
- Top 10 holdings make up 100% — a handful of stocks can swing returns sharply.
Ideal investor
- Needs a 5+ years horizon to ride out its low to moderate risk level.
Risk drivers
- Top 10 holdings = 100% of the portfolio.
- Unspecified makes up 91% — trouble in that sector hits the whole fund.