Sharpe ratio
0.81Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.42%1Y Absolute Return
-0.16%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Baroda BNP Paribas Multi Asset Fund - Direct Plan - Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹10,64,203 | ₹7,32,612 | ₹3,31,591 | +14.99% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.15
₹1 Lakh since launch₹1.15 Lakh
Fund age3.9 yrs
Fund information
Scheme code150865
ISININF251K01RF2
BenchmarkCRISIL Multi Asset Index
CategoryHybrid Scheme - Multi Asset Allocation
Expense ratio0.92%
Exit loadExit Load for units in excess of 10% of the investment,1% will be charged for redemption within 365 days.
Minimum SIP₹250 SIP
Return comparison
55th / 124 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +69.33% | — | — |
| 3M | -6.25% | — | — |
| 6M | +3.20% | — | — |
| 1Y | +4.42% | — | +3.20% |
| 3Y | +14.99% | — | +13.01% |
| Since Launch | +14.88% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
1.16Return earned while limiting downside risk.
Good
Good downside protection with strong returns.
Standard deviation
12.43%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.25How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity69.84%
Debt16.26%
Commodities13.27%
Real Estate1.05%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 70 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Nippon India ETF Gold BeES IDCW | Unspecified | Mutual Fund | 7.29% |
| Baroda BNP Paribas Gold ETF - Growth | Unspecified | Mutual Fund | 6.25% |
| Others CBLO | Unspecified | CBLO | 4.66% |
| HDFC Bank Ltd | Financial | Equity | 4.62% |
| ICICI Bank Ltd | Financial | Equity | 4.62% |
| Hitachi Energy India Ltd | Industrials | Equity | 4.34% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 4.02% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.74% |
| Bharti Airtel Ltd | Technology | Equity | 2.53% |
| Linde India Ltd | Materials | Equity | 2.09% |
Fund management
VI
Vikram Pamnani
Since 2022 · Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Mr. Pamnani holds PGDM in Finance.
JI
Jitendra Sriram
Since 2022 · Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with HSBC AMC, Deutsche Equities Pvt. Ltd., HSBC Securities, Capital Markets Pvt. Ltd. and ITC Classic Share & Stock Broking.
Mr. Sriram is a B.E (Electrical) and holds a post graduate diploma in Business Management.
KU
Kushant Arora
Since 2026 · Prior to Joining the Baroda BNP paribas asset management Ltd. He has worked with VLS Finance Ltd , Baroda asset management India Ltd, UTI asset management com Ltd and Axis sercurities.
CA, FRM
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk hybrid scheme - multi asset allocation fund. Ahead of its category average over 3Y by 2.0 points. Ranks 55 of 124 in its category over 1 year.
Strengths
- Ahead of its category average over 3Y by 2.0 points.
- Losses and swings stayed contained — worst fall -11.9%, volatility 12.4%.
- Recovered from its worst fall in 4 months.
Weaknesses
- None
Ideal investor
- Needs a 4–5+ years horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 12.4% volatility.
Risk drivers
- None