Sharpe ratio
-1.45Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.46%1Y Absolute Return
+0.01%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Baroda BNP Paribas Money Market Fund- Direct Plan - GrowthFund 5Y annualised return | ₹8,58,041 | ₹7,32,612 | ₹1,25,429 | +6.55% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.06
₹1 Lakh since launch₹1.06 Lakh
Fund age7.4 yrs
Fund information
Scheme code147377
ISININF955L01ID0
BenchmarkCRISIL Money Market A-I Index
CategoryDebt Scheme - Money Market Fund
Expense ratio0.17%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
20th / 186 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +5.78% | — | — |
| 3M | +6.19% | — | — |
| 6M | +7.26% | — | — |
| 1Y | +6.46% | — | +2.65% |
| 3Y | +7.23% | — | +3.43% |
| 5Y | +6.55% | — | +3.19% |
| Since Launch | +5.89% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-4.45Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.52%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
27.42How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio106%
Debt105.75%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 57 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Karnataka State SDL 7.86 15/03/2027 | Unspecified | State Development Loan | 5.6% |
| ICICI BANK LIMITED CD 27JAN27 | Financial | Certificate of Deposit | 5.31% |
| LIC HOUSING FINANCE LTD 347D CP 23FEB27 | Financial | Commercial Paper | 3.96% |
| PUNJAB NATIONAL BANK CD 05FEB27 | Financial | Certificate of Deposit | 3.31% |
| BAJAJ HOUSING FINANCE LIMITED 365D CP 12MAR27 | Financial | Commercial Paper | 3.29% |
| KOTAK MAHINDRA BANK LIMITED CD 21DEC26 | Financial | Certificate of Deposit | 3.21% |
| LIC HOUSING FINANCE LTD 351D CP 11MAR27 | Financial | Commercial Paper | 2.89% |
| GOVERNMENT OF INDIA 36405 364 DAYS TBILL 03SP26 FV RS 100 | Financial | Treasury Bills | 2.73% |
| GOVERNMENT OF INDIA 36692 364 DAYS TBILL 06NV26 FV RS 100 | Financial | Treasury Bills | 2.7% |
| PUNJAB NATIONAL BANK CD 15DEC26 | Financial | Certificate of Deposit | 2.68% |
Fund management
GU
Gurvinder Singh Wasan
Since 2024 · Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.
Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University.
VI
Vikram Pamnani
Since 2022 · Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Mr. Pamnani holds PGDM in Finance.
Compare similar funds
No comparable category funds are available yet.
Summary
A low to moderate-risk debt scheme - money market fund. Ranks 20 of 186 in its category over 1 year.
Strengths
- Ranks 20 of 186 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None