Sharpe ratio
-3.62Return earned for the risk taken.
Negative
Negative means the fund has not rewarded investors well for the risk taken recently.
+6.53%1Y Absolute Return
+0.04%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Baroda BNP Paribas LIQUID FUND - DIRECT PLAN - GROWTH OPTIONFund 5Y annualised return | ₹8,56,134 | ₹7,32,612 | ₹1,23,522 | +6.46% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.07
₹1 Lakh since launch₹1.07 Lakh
Fund age13.9 yrs
Fund information
Scheme code119415
ISININF955L01AL0
BenchmarkCRISIL Liquid Debt A-I Index
CategoryDebt Scheme - Liquid Fund
Expense ratio0.14%
Exit loadExit load of 0.0070% if redeemed within 1 day, 0.0065% if redeemed within 2 days, 0.0060% if redeemed within 3 days, 0.0055% if redeemed within 4 days, 0.0050% if redeemed within 5 days, 0.0045% if redeemed within 6 days.
Minimum SIP₹500 SIP
Return comparison
36th / 360 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +6.80% | — | — |
| 3M | +6.29% | — | — |
| 6M | +6.59% | — | — |
| 1Y | +6.53% | — | -3.10% |
| 3Y | +6.88% | — | -0.91% |
| 5Y | +6.46% | — | -1.97% |
| 10Y | +6.14% | — | — |
| Since Launch | +6.87% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
-12.56Return earned while limiting downside risk.
Negative
Negative means downside losses have outweighed the returns.
Standard deviation
0.21%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
32.60How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio116%
Debt115.89%
Market cap allocation
Market-cap classifications were not present in the latest portfolio disclosure.
Sector allocation
Equity exposure by sector
Top holdings
10 of 54 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| GOVERNMENT OF INDIA 37448 091 DAYS TBILL 20AG26 FV RS 100 | Financial | Treasury Bills | 6.14% |
| GOVERNMENT OF INDIA 37087 182 DAYS TBILL 21AG26 FV RS 100 | Financial | Treasury Bills | 6.14% |
| Canara Bank** | Financial | Certificate of Deposit | 4.29% |
| NABARD CP 14-Aug-2026 | Financial | Commercial Paper | 3.68% |
| RELIANCE RETAIL VENTURES LIMITED 91D CP 08SEP26 | Diversified | Commercial Paper | 3.67% |
| PUNJAB NATIONAL BANK CD 04SEP26 | Financial | Certificate of Deposit | 3.36% |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT 91D CP 07AUG26 | Financial | Commercial Paper | 3.07% |
| GOVERNMENT OF INDIA 37456 091 DAYS TBILL 28AG26 FV RS 100 | Financial | Treasury Bills | 3.07% |
| UNION BANK OF INDIA CD 05AUG26 | Financial | Certificate of Deposit | 3.07% |
| UNION BANK OF INDIA CD 07SEP26 | Financial | Certificate of Deposit | 3.06% |
Fund management
GU
Gurvinder Singh Wasan
Since 2024 · Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.
Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University.
VI
Vikram Pamnani
Since 2022 · Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Mr. Pamnani holds PGDM in Finance.
Compare similar funds
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Summary
A low to moderate-risk debt scheme - liquid fund. Ranks 36 of 360 in its category over 1 year.
Strengths
- Ranks 36 of 360 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Suited for a few days to 3 months and emergency or idle cash.
Risk drivers
- None