Sharpe ratio
0.50Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.86%1Y Absolute Return
-0.16%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| Baroda BNP Paribas Equity Savings Fund - Direct Plan - GrowthFund 5Y annualised return | ₹9,00,987 | ₹7,32,612 | ₹1,68,375 | +8.51% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.09
₹1 Lakh since launch₹1.09 Lakh
Fund age7.3 yrs
Fund information
Scheme code147496
ISININF955L01IL3
BenchmarkNIFTY Equity Savings TRI
CategoryHybrid Scheme - Equity Savings
Expense ratio1.71%
Exit loadExit load of 1%, if redeemed within 30 days.
Minimum SIP₹250 SIP
Return comparison
19th / 131 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +55.59% | — | — |
| 3M | +4.15% | — | — |
| 6M | +10.08% | — | — |
| 1Y | +4.86% | — | +1.29% |
| 3Y | +9.86% | — | +5.55% |
| 5Y | +8.51% | — | +4.44% |
| Since Launch | +9.28% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.72Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
5.95%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.10How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity40.73%
Debt31.22%
Hedged Equity26.01%
Real Estate1.19%
Cash0.85%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 96 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| Net Receivables | Unspecified | Net Receivables | 26.86% |
| State Bank of India | Financial | Equity | 3.84% |
| GOVERNMENT OF INDIA 33618 GOI 13NV30 7.32 FV RS 100 | Entities | GOI Securities | 3.71% |
| Bharti Airtel Ltd | Technology | Equity | 3.53% |
| ICICI Bank Ltd | Financial | Equity | 3.39% |
| GOI Sec 7.18 14/08/2033 | Entities | GOI Securities | 3.33% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.21% |
| Larsen & Toubro Ltd | Industrials | Equity | 2.92% |
| SHRIRAM FINANCE LIMITED SR PPD OP 1 TR 10 8.70 NCD 09AP28 FVRS1LAC | Financial | Debenture | 2.55% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR V 7.22 BD 10AP29 FVRS1LAC | Financial | Debenture | 2.51% |
Fund management
GU
Gurvinder Singh Wasan
Since 2024 · Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.
Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University.
NE
Neeraj Saxena
Since 2024 · Prior to joining Baroda BNP Paribas AMC, he has worked with Stratcap Securities, Karvy Stock Broking and Iden Investment Advisors
He is PGDBA finance and Masters in Organic Chemistry
JI
Jitendra Sriram
Since 2026 · Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with HSBC AMC, Deutsche Equities Pvt. Ltd., HSBC Securities, Capital Markets Pvt. Ltd. and ITC Classic Share & Stock Broking.
Mr. Sriram is a B.E (Electrical) and holds a post graduate diploma in Business Management.
KU
Kushant Arora
Since 2026 · Prior to Joining the Baroda BNP paribas asset management Ltd. He has worked with VLS Finance Ltd , Baroda asset management India Ltd, UTI asset management com Ltd and Axis sercurities.
CA, FRM
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Summary
A moderately high-risk hybrid scheme - equity savings fund. Ahead of its category average over 3Y by 4.3 points.
Strengths
- Ahead of its category average over 3Y by 4.3 points.
- Recovered from its worst fall in 2 months.
- Well spread out — top 10 holdings are only 28% of the portfolio.
- Ranks 19 of 131 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 2–3+ years horizon to ride out its moderately high risk level.
Risk drivers
- None