Sharpe ratio
0.62Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.53%1Y Absolute Return
-0.33%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| BARODA BNP PARIBAS ELSS Tax Saver Fund - Direct Plan - Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹10,89,181 | ₹7,32,612 | ₹3,56,569 | +15.87% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.15
₹1 Lakh since launch₹1.15 Lakh
Fund age4.7 yrs
Fund information
Scheme code150159
ISININF251K01HF3
BenchmarkNIFTY 500 TRI
CategoryEquity Scheme - ELSS
Expense ratio1.35%
Exit loadNil
Minimum SIP₹500 SIP
Return comparison
21st / 192 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +147.62% | — | — |
| 3M | -1.33% | — | — |
| 6M | +17.06% | — | — |
| 1Y | +4.53% | — | -0.21% |
| 3Y | +15.87% | — | +9.69% |
| Since Launch | +14.80% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.85Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
14.86%How much the fund’s returns fluctuate over time.
Moderate volatility
Returns can move up and down noticeably.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
0.85How well the fund rewarded investors relative to its biggest decline.
Good
Good return relative to the drawdowns experienced.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Equity97.47%
Debt2.71%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 54 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| HDFC Bank Ltd | Financial | Equity | 4.01% |
| ICICI Bank Ltd | Financial | Equity | 3.83% |
| State Bank of India | Financial | Equity | 3.78% |
| Reliance Industries Ltd | Energy & Utilities | Equity | 3.46% |
| Larsen & Toubro Ltd | Industrials | Equity | 3.24% |
| Others CBLO | Unspecified | CBLO | 2.71% |
| Titan Company Ltd | Consumer Discretionary | Equity | 2.7% |
| Bharat Heavy Electricals Ltd | Industrials | Equity | 2.68% |
| Navin Fluorine International Ltd | Materials | Equity | 2.66% |
| Radico Khaitan Ltd | Consumer Staples | Equity | 2.6% |
Fund management
MI
Miten Vora
Since 2022 · Prior to joining Baroda BNP Paribas Mutual Fund, he was associated with Canara HSBC Oriental Life Insurance, BNP Paribas AMC, IDBI AMC and Antique Stock Broking Ltd.
Mr. Vora has done B.Com, PGDM (Finance) and ICFAI-Hyderabad
YA
Yash Mehta
Since 2026 · Prior to joining the Baroda BNP Paribas MF, he was associated with stematix Shares and Stocks (India) Ltd.
CA, B.com
SI
Silky Jain
Since 2026 · Prior to joining Baroda BNP Paribas AMC, she has worked with Canara Robeco Asset Management Company Ltd and Nirmal Bang Securities Pvt Ltd.
Ms. Jain is a MS (Finance), M.Com
Compare similar funds
No comparable category funds are available yet.
Summary
A very high-risk equity scheme - elss fund. Ahead of its category average over 3Y by 6.2 points.
Strengths
- Ahead of its category average over 3Y by 6.2 points.
- Losses and swings stayed contained — worst fall -17.3%, volatility 14.9%.
- Ranks 21 of 192 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 5+ years (3-year lock-in) horizon to ride out its very high risk level.
- Good fit for SIPs — spreading purchases smooths out 14.9% volatility.
Risk drivers
- None