Sharpe ratio
0.53Return earned for the risk taken.
Moderate
Moderate risk-adjusted returns. The reward for risk has been average.
+4.63%1Y Absolute Return
-0.16%1D
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Past performance is not an indicator of future returns.
Returns calculator comparison
Compare an illustrative investment outcome across return assumptions.
| Asset | Projected corpus | Total invested | Gain | Annual return |
|---|---|---|---|---|
| BARODA BNP PARIBAS Conservative Hybrid Fund - Direct Plan - Growth OptionFund 3Y annualised return · 5Y history unavailable | ₹9,02,571 | ₹7,32,612 | ₹1,69,959 | +8.58% |
| EPFIllustrative annual assumption | ₹8,95,132 | ₹7,32,612 | ₹1,62,520 | +8.25% |
| Residential propertyIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| PPFIllustrative annual assumption | ₹8,69,819 | ₹7,32,612 | ₹1,37,207 | +7.10% |
| Bank fixed depositIllustrative annual assumption | ₹8,56,981 | ₹7,32,612 | ₹1,24,369 | +6.50% |
| GoldIllustrative annual assumption | ₹8,67,662 | ₹7,32,612 | ₹1,35,050 | +7.00% |
| Savings accountIllustrative annual assumption | ₹7,86,827 | ₹7,32,612 | ₹54,215 | +3.00% |
Illustration only. Fund results use the available NAV-derived annualised return and can be negative. Reference rows are assumptions, not current quoted rates or guaranteed returns; property excludes transaction costs, taxes, and liquidity constraints. Mutual fund investments are subject to market risk.
Wealth multiple
₹1 became₹1.08
₹1 Lakh since launch₹1.08 Lakh
Fund age4.7 yrs
Fund information
Scheme code150206
ISININF251K01HR8
BenchmarkCRISIL Hybrid 85+15 Conservative Index
CategoryHybrid Scheme - Conservative Hybrid Fund
Expense ratio0.63%
Exit loadExit load of 1% if redeemed within 6 months
Minimum SIP₹250 SIP
Return comparison
3rd / 104 in category| Period | Fund | Benchmark | Category avg |
|---|---|---|---|
| 1M | +24.56% | — | — |
| 3M | +1.90% | — | — |
| 6M | +7.59% | — | — |
| 1Y | +4.63% | — | -0.90% |
| 3Y | +8.58% | — | +3.51% |
| Since Launch | +8.33% | — | — |
Risk-adjusted performance
Every measure is expanded with a plain-language reading of the latest calculated value.
Sortino ratio
0.78Return earned while limiting downside risk.
Moderate
Moderate downside risk-adjusted performance.
Standard deviation
3.99%How much the fund’s returns fluctuate over time.
Low volatility
Returns have been relatively stable.
Beta
—How closely the fund moves with the market.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Alpha
—Extra return generated above the benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Treynor ratio
—Return earned for each unit of market risk taken.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Calmar ratio
1.85How well the fund rewarded investors relative to its biggest decline.
Excellent
Excellent balance between returns and drawdowns.
Information ratio
—How consistently the fund outperformed its benchmark.
Unavailable
This measure needs sufficient fund and benchmark history to calculate.
Portfolio allocation
Latest disclosed portfolio mix
Asset allocation
Portfolio100%
Debt78.00%
Equity19.96%
Cash2.04%
Market cap allocation
Sector allocation
Equity exposure by sector
Top holdings
10 of 108 disclosed positions
| Holding | Sector | Instrument type | Weight |
|---|---|---|---|
| RELIANCE INDUSTRIES LIMITED SERIES H 8.95 NCD 09NV28 FVRS10LAC | Energy & Utilities | Debenture | 5.07% |
| Others CBLO | Unspecified | CBLO | 4.03% |
| JAMNAGAR UTILITIES & POWER PRIVATE LIMITED SR PPD7 7.90 LOA 10AG28 FVRS1LAC | Industrials | Debenture | 3.21% |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IX 7.68 BD 10AG27 FVRS1LAC | Financial | Debenture | 2.66% |
| GOVERNMENT OF INDIA 37426 GOI 11MY36 6.94 FV RS 100 | Entities | GOI Securities | 2.15% |
| TATA CAPITAL FINANCIAL SERVICES LIMITED SR J 8 NCD 19OT27 FVRS10LAC | Financial | Bonds | 2.13% |
| BAJAJ HOUSING FINANCE LIMITED 7.7 NCD 21MY27 FVRS10LAC | Financial | Bonds | 2.12% |
| Net Receivables | Unspecified | Net Receivables | 2.04% |
| EXPORT IMPORT BANK OF INDIA SR AA02 7.35 BD 27JL28 FVRS1LAC | Financial | Bonds | 2.03% |
| GOVERNMENT OF INDIA 36320 GOI 18AG55 7.24 FV RS 100 | Entities | GOI Securities | 2.0% |
Fund management
AN
Ankeet Pandya
Since 2024 · Prior to joining Baroda BNP Paribas Mutual Fund, he was working with InCred Asset management Private Ltd, Motilal Oswal Securities Ltd and Elara Capital India Private Ltd.
MBA Finance
PR
Prashant R Pimple
Since 2022 · Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual Fund, Nippon India Mutual Fund, Fidelity Mutual Fund, ICICI Bank, Bank of Bahrain & Kuwait, Saraswat Co-op Bank Ltd. and SIDBI.
Mr. Pimple is a MBA (Finance) and CTM.
GU
Gurvinder Singh Wasan
Since 2024 · Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with JM Mutual, Principal Mutual Fund, Crisil Ltd. and ICICI Bank Ltd.
Mr. Wasan is a Chartered Accountant, CFA and Master of Commerce from Mumbai University.
PA
Paresh Jain
Since 2026 · Prior to joining the Baroda BNP Paribas AMC, he was associated with Bajaj Life Insurance Limited, Max Life Insurance and Angel Broking Limited.
Post graduate Programme in Management, International Management Institute, New Delhi, B.Sc. (Statistics), University of Delhi.
Compare similar funds
No comparable category funds are available yet.
Summary
A moderately high-risk hybrid scheme - conservative hybrid fund. Ahead of its category average over 3Y by 5.1 points.
Strengths
- Ahead of its category average over 3Y by 5.1 points.
- Losses and swings stayed contained — worst fall -4.5%, volatility 4.0%.
- Recovered from its worst fall in 2 months.
- Well spread out — top 10 holdings are only 27% of the portfolio.
- Ranks 3 of 104 in its category over 1 year.
Weaknesses
- None
Ideal investor
- Needs a 2–3+ years horizon to ride out its moderately high risk level.
Risk drivers
- None